Inhlokodolobha kokusebenza kwenkampani

ibhizinisi elincane likhula, naphezu kobunzima inhloso kanye izithiyo zokuphatha. Inkinga enzima yale nqubo - isinyathelo sokuqala futhi ukuqala ukukhiqizwa kwezimpahla noma ukuqaliswa yabo. Kaningi, osomabhizinisi ngabanye azisebenzi ebhange loan, bese usebenzisa siqu zokusebenza dolobha yawo. Njengoba kunjalo, ukhonza njengephayona ekuqongeleleni, ukonga, noma izimali ethathwe ukudayiswa impahla siqu. umkhuba osekunesikhathi eside kuye kwabonisa ukuthi isiqalo kungcono ukusebenzisa imali. Ngokuvamile, lapho besanda kuqala luyindida kakhulu kokubili nasengqondweni futhi akwazi ukuhlela izinto.

idatha Statistical ngozwela abonisa ukuthi cishe u-90% namabhizinisi amancane amabhizinisi ngesikhathi emibili kuya kwemithathu iminyaka yokuqala. Ngokusho mithombo efanayo, iningi amabhizinisi kanye osomabhizinisi ngabanye abaye bazuza ngayo amabhange wathatha credit ukuthuthukiswa kwamabhizinisi. Ayikho into engavamile e ukuziphatha okunjalo akukhona ukuthuthumela ngoba bebodwa zokusebenza dolobha kudingekile ukuthi baphume isikhathi eside. Futhi ngaleso sikhathi, inqobo nje uma i-business plan ngokufana ncamashí izinto uya njengoba kwakuhleliwe.

logic ibhizinisi kusikisela ukuthi ukutholakala kokusebenza ivumela inkampani ukunciphisa izindleko futhi ngaleyo ndlela andise inzuzo. Leli qiniso kungaba ngokucacile kutjengiswe indinganiso yalo zezimboni ubudlelwane isimo. Lapho kufika isikhathi ukuthenga batch elilandelayo izimpahla noma izinsiza, kwenziwa ngumuntu ukudluliswa okulula imali kusuka akhawunti lenkampani ngezindleko yomhlinzeki. Asikho isikhathi esengeziwe noma yimuphi umcimbi obalulekile yakhelwe lokhu iyadingeka. Ngenye indlela, le nqubo ibukeka lapho kokusebenza akwanele.

Kusukela ukukhiqizwa asikwazi ukumiswa, kodwa ayikwazi ukusebenza ngaphandle izinto zokusetshenziswa, imali ngokuthenga yabo kumele kube endaweni ethile, ethi, ulimi ezimfushane, ukuthatha. Yiqiniso, sinesizathu ukuya ebhange futhi athathe isikweletu. inhlokodolobha Ukusebenza plus credit uvumele ukwenza ukukhokhela abahlinzeka. Khona-ke, ngesikhathi sanoma isivumelwano sesikweletu, ukuba isifundazwe sikhokhele ibhange. Ngakho, izindleko zokukhiqiza iwe nokugcinwa izindleko imalimboleko yokuqala. Intengo izindleko lingaphezulu kanye nenzuzo imikhiqizo ngezansi. Ngokulandelana, futhi inzuzo ephansi.

Kusukela zonke lokhu kuyinkinga esiphethweni zemvelo kakhulu ukuthi noma iyiphi inkampani kumele babe siqu ukusebenza nenhloko-dolobha yalo. Futhi ngaphezulu ivolumu yabo, kunokwethenjelwa kuyoba isimo sayo sezimali. Isakhiwo siqukethe afundwa imali kuma-akhawunti asebhange, amasheya ngezinto zokwakha kanye izingxenye emafektri, Receivables besithathu. Kule ndaba, kufanele kuphawulwe ukuthi ukubaluleka ama-akhawunti atholakalayo kufanele kuyehla kube sezingeni eliphansi. Kwenzeka lapho izimpahla ezithunyelwa ikhasimende, futhi ukukhokhelwa ngoba ingakamiswa ezenziwe.

Ukuze ugcine ngaphansi kolawulo lezi zikhathi, ke olwenziwa ukuhlaziya esihleliwe inhlokodolobha ukusebenza. Idatha yale ukuhlaziywa ake ubona isithombe inqubo ukukhiqizwa iyonke. Ngokwesibonelo, ukukhomba ngenhla kuvunyelwe ejwayelekile amasheya izinto zokusetshenziswa in isitokwe. Ngokuqinisekile kudingeka, kodwa amanani esungulwe iziqondiso ekhambelanako yangaphakathi wenkampani. Ngokufanayo, kubalulekile ukuqapha isimo kokusebenza e-akhawunti asebhange. Namuhla, ngisho naphakathi tinhlangano nemabhizinisi lamancane uncamela invoyisa ezikhungweni ezahlukene yasebhange. Njengoba Bathi, umshwalense uma crisis.