I-SAR. Ukuhlola inqubomgomo: iseluleko kubashayeli indlela yokuthola inqubomgomo ye-MTPL yangempela

Noma yimuphi umuntu wanamuhla kufanele athathe indlela enesibopho sokuphetha ukuthengiselana. Ukuthola inshuwalense ye-MTPL akuyona into ehlukile. Ukuqinisekiswa kungadingeka uma uthenge inkontileka yomshuwalense oyimpoqo engekho ehhovisi elisemthethweni yenkampani yomshuwalense, kodwa ku-agent emele imikhiqizo yezinkampani eziningi. Kulokhu, i-PCA database idinga nje ukuhlola inqubomgomo.

Hlola ngenani lefomu

Ungahlola ifomu elithengiwe ku-intanethi. Lesi sisekelo senzelwe abantu abaqinisekisiwe, abangaba nemaminithi bangathola lonke ulwazi oludingekayo.

Ngakho-ke, ukuqinisekiswa kwezinqubomgomo zomshwalense wezinkampani eziphoqelekile zomshuwalense wesithathu ngokweSAR kumodi ye-inthanethi kwi-website esemthethweni autoins.ru. Ukuze uhlole ukuthi kudingekile ukuvakashela isigaba esithi "OSAGO", khetha into ethi "Ulwazi lwabanikazi bezinqubomgomo kanye nezisulu" bese ufaka inombolo yamadijithi ayishumi efomu elithengiwe.

Ngemuva kokuthi iwebhusayithi ye-PCA ihlole inqubomgomo, ulwazi olulandelayo luzovela:

• Igama lenkampani okufakwe kulolu fomu.

• Igama lomnikazi wezinqubomgomo.

• Isikhathi nesikhathi somshuwalense.

• Idatha emotweni eyamukelwa yomshuwalense.

• Uhlu lwabantu abavunyelwe ukushayela imoto.

• Usayizi

• I-KMB (isaphulelo sokushayela).

• Ubukhulu besikhwama somshuwalense ngaphansi kwenkontileka.

Uma yonke imininingwane ingokwomnikazi wezinqubomgomo, okuthengiswa kuyo inqubomgomo, ngakho konke kuhle, ukuthengiselana kwenziwe ngokufanele. Uma idatha yomunye umuntu iphuma kwinombolo yenqubomgomo, wawela ezandleni zabakwa-scammers abathengise inqubomgomo engavumelekile.

Isisekelo se-SAR: ukuhlola izinqubomgomo zokuthembeka

Kumele kuqashelwe ukuthi isisekelo se-Russian Union of Auto Insurers sitholakale ngokukhululekile. Ingasetshenziswa nxazonke iwashi futhi mahhala kuyo yonke indawo yaseRussia.

Uma imenyu yesayithi le-SAR, ukuqinisekiswa kwenqubomgomo akuqondakali kuwe, ungaxhumana no-opharetha bese uthole iseluleko esidingekayo mahhala. Ukuze kube lula, wonke amakamelo asekhasini eliyinhloko lesayithi elisemthethweni. Uma, emva kokuqinisekisa, kutholakala ukuthi ifomu elitholakalayo le-OSAGO lingokwamanye inkampani noma alibhaliswanga nhlobo, kufanelekile ukuthatha izinyathelo bese ubuyisela okukhokhelwe.

Kuthiwani uma inqubomgomo ingavumelekile?

Uma uthenge inqubomgomo ye-OSAGO enqatshelwe ilayisense, noma nje ifomu lesifiso, kufanele wazi ukuthi uma icala lomshuwalense we-SAR lifika kuwe, akukho okuzokhokhwa kuwe.

Namuhla, kwi-World Wide Web, abantu abaningi bafuna ukuthenga inqubomgomo yenkohliso, akufani nanamuhla, ngemali encane. Uma uvumelana nesenzo, khona-ke lokhu kuyicala lobugebengu. Ngokusho kwe-Article 327 ye-Code Criminal, izinkokhelo zemali noma ukulungiswa komthetho zihlinzekwa ekusetshenzisweni kwedokhumenti yokukhwabanisa.

Umshayeli ngamunye kufanele aphendule inkinga yomshuwalense ngokucophelela futhi avakashele isayithi le-SAR. Ukuhlola inqubomgomo kuyinkambiso ebalulekile namhlanje. Kungenxa yakhe kanye nesayithi le-SAR ungathola inkokhelo yomshuwalense futhi uzivikele ezindleko zezimali ezingalindelekile. Inhlanhla!