Yini imibhalo kudingeka ukuba usizo mortgage ukuze lo muntu obolekayo

Ngosizo izakhamuzi mortgage bangaba abanikazi egcwele zokuhlala. Lona khetho ezivamile ukuthenga indawo eRussia ngokulondeka uthenge noma ekhona ubunikazi. Endabeni yokungakhokhi (okuzenzakalelayo) credit impahla ngamasimu zithengiswa, kanye nemali yokudayisa asetshenziselwa ukuba abuyisele uthishanhloko. Namuhla, cishe bonke ababolekisi ukunikeza mortgage ku kwezimo ezimvunayo, kodwa mayelana nokuthi iziphi izinhlelo imibhalo kudingeka bengatshelekwa, kungatholakala amabhange.

ERussia, izinhlelo mortgage zisekelwa ezingeni wombuso futhi mortgage ejensi ekhethekile. Ukuze uqale, lo muntu obolekayo liyadingeka ukuthi zihlolelwe ikhono ukukhokha nge isikhungo credit. Yini imibhalo kudingeka bengatshelekwa? Imibhalo eziyinhloko passport kanye nobufakazi engenayo (2 PIT). Futhi akuvumelekile ukunikeza imali engenayo emikhayeni kule uhlobo ebhange. Ngemva Ukukhetha owandulelayo umboleki esizayo kuzodinga imibhalo eqinisekisa zabasebenzi, umndeni kanye isimo emphakathini.

Yini imibhalo kudingeka bengatshelekwa esigabeni sesibili?

Ayemkweleta yasebhange Ngiyocela amakhophi amadokhumende alandelayo: irekhodi umsebenzi, i-VAT, isitifiketi umshwalense, idiploma wezemfundo, lempi umazisi, amadokhumenti somshado (isehlukaniso), yengane lokuzalwa nge endaweni nobuntu emisebenzi unomphela. Ngesikhathi esizayo wakhonza amadokhumenti omthetho phezu onazo, njengoba BTI ipasipoti ukuba incazelo yomsebenzi impahla. Lena iphakethe standard, okuyinto ngempela zidinga Sberbank.

Nokuthathelwa: Yini imibhalo kudingeka ngaphezu

Ngasinye isikhungo credit ubeka phambili imigomo yayo, kanye nohlu imibhalo. umphathi Credit kahle uhlola umlando credit futhi uyazicabangela izicelo ku ezimvunayo kwikhasimende. Ngokwesibonelo, mortgage nomphakathi nge ukuxhaswa uHulumeni kudinga umuntu imibhalo kugxilwe kancane. Uhlu ngqo ingatholakala izidumbu zendawo ukuthi ukubhekana nalezi zinkinga.

Mortgage Military: Yini kudingeka amadokhumenti ukuthola?

Umehluko omkhulu itholakala lokuthi ukuthi inkokhelo yokuqala Yenziwe imali akhawunti isosha. Izimali zidluliselwa ku-akhawunti ye-isabelomali sikahulumeni. Mortgage yokukhokha okhokhela eMnyango Wezokuvikela. Ukuze uthenge indlu ohlelweni imali kanye mortgage uhlelo (NIS) uyindoda lempi owakhonza okungenani iminyaka emithathu. Ekuqaleni, NIS Party hlinzeka kamazisi yasebusosheni, TIN isitifiketi NIS, isitatimende engenayo, irekhodi umsebenzi (ikhophi). Okuningi ukwaziswa okuningiliziwe kanye nohlu izincwadi ezidingekayo, uzofunda ebhange.

Yini imibhalo kudingeka bengatshelekwa

Ngifuna ukugqamisa uhlu ejwayelekile kwemibhalo edingekayo ukubhaliswa okwenziwayo:

-pasport;

amadoda -ngoba - kamazisi yasebusosheni;

-Inn;

-Certificate yomshuwalense nempesheni;

-attestaty, amadiploma;

-spravki eqinisekisa umthombo okusimeme engenayo;

-copy zomsebenzi, okuyinto eqinisekisiwe ngumqashi;

-documents ukuzalwa kwezingane;

IBhange inelungelo ukucela amadokhumende alandelayo uma befuna ukuhlola ezinemininingwane eminingi:

-spravku kwemitholampilo psychoneurological;

Imibhalo -pravoustanavlivayuschie kobunikazi (imoto, cottage, efulethini, endlini, sakhiwo);

amalungu omndeni -pasporta.

Ngaphambi ukusayinda kuthengiselana sokuthenga nokudayiswa Uhlelo mortgage, nesisindo ngokucophelela ngobuhle nangobubi bawo, ngoba eRussia inani lenzalo akuyona okunjalo futhi encane, futhi ngezinye izikhathi kufanele ukhokhe for a lifetime.