Yikuphi yasebhange ukuzikhethela IP eRussia: ukuqhathanisa kanye nokubuyekeza

Naphezu bomnotho, amathuba Amaholo eminyakeni yamuva abe more and more. Abaningi anqume ukuphuma endaweni evamile yomsebenzi futhi ukuba abe usomabhizinisi ngabanye. Nokho, ukuze inzuzo nebhizinisi, kumelwe wazi yonke imininingwane. Kufanele nakanjani ukuxazulula le nkinga, lapho inzuzo ukuvula i-akhawunti kokuhlola, yini ibhange kangcono IP. Okulandelayo uzobe kuchazwe nezinhlangano zezimali ngawo ukuba babambisane ekuziphatheni okwabo.

"Modulbank"

Umsebenzi lokhu inhlangano yezimali ngqo ihlose osomabhizinisi. Ukuthola, ukugcinwa, amasevisi kwabasebenzi - zonke lezi izinsizakalo ezikhona endaweni eyodwa. Vula i-akhawunti lapha unga ngaphandle yinkimbinkimbi futhi sama kwemizuzu engu-10 nje. Kulokhu, akudingekile ukuba ukhokhe inkontileka. Uzokhokha kuphela amasevisi ezengeziwe, ezifana umyalo wokukhokha, ukugcinwa. Ngokusho amakhasimende amaningi, lokhu ibhange engcono ngoba IP. Happy isikhombikubona enobungane ukuze isicelo inthanethi ku-akhawunti yakho. Kepha usomabhizinisi lowo ungaphatha akhawunti yakho ngenkathi behambe ngomsebenzi noma eholidini.

Up-to-date futhi zokuzuza IP. Yikuphi yasebhange ukukhetha? "Modulbank" kulo magazini zingase zibasize. Izindleko yokuxhuma imishini kakhulu elula inzuzo kuyinto ruble ayizigidi 24. ama-ruble ayizigidi ezingu-30, ungakwazi ukuxhuma idivaysi engenawaya ngoba inkonzo ikhadi. Lokhu kuyiqiniso ikakhulukazi amathilomu nezindawo zokudlela. Up-to-date futhi i-inthanethi olutholayo. Ngaphandle kwale akunakwenzeka ukwenza osomabhizinisi abahlela eyakho esitolo sabo ku-inthanethi. Izindleko yokuxhuma amasevisi "Modulbanke" - ruble 1000 kuphela.

"Modulbank" futhi ohiongoza ukuba eliphezulu imishini - Amahhovisi Modular. Lokhu imishini ephezulu, ngawo uzokwazi kalula ukugcina ama-akhawunti ngisho imfundamakhwela usomabhizinisi. Izindleko yemali engaguquki - ruble ayizigidi 33.

Izibuyekezo Customer abonisa ukuthi "Modulbank" linikeza ngempela eziningi amathuba abanikazi bamabhizinisi. Kuyinto akukho ngozi eziningi, futhi akukho nokuncane ukungabaza lapho ibhange ukuzikhethela FE. Ngenxa yalesi sizathu, i-isikhungo sezezimali iye zibalwa ohlwini.

"Point"

amazinga Excellent ibhizinisi futhi inikeza ebhange. Ukuze ukuvula i-akhawunti yasebhange isikhungo sezezimali akuthathi imali. Nokho, kufanele sikhumbule ukuthi ngenyanga kuyodingeka bakhokhe imali nyangazonke amasevisi e inani ruble 950. Eyokuqala 5 oda yokukhokha zezomnotho amahhala. Ngayinye okwalandela kuyodingeka bakhokhe ruble angu-50. Izibuyekezo Good ingazwiwa ehhovisi inthanethi ye ibhange "Point", okusho ivikelwe iphasiwedi ezimbili. Ukufaka, ngokwanele ukuba ufake login nephasiwedi. Isayithi uzokubuza ngisho izibalo phambili yemilayezo ye-SMS.

I isikhungo sezezimali inikeza yomthengisi ezuza ngokuba SP. Yikuphi yasebhange ukukhetha? Konke kuncike imali. Kuyodingeka bakhokhe 2.5% semali okuyinto odabule ukuphela phakathi nenyanga yokubika. Ngemva ikhasimende okhokhela ikhadi, imali ku-akhawunti ye-usomabhizinisi wathola ngosuku lwebhizinisi elilandelayo.

Inthanethi ekuzuzeni yasebhange "Iphuzu liwukuthi kancane ezibizayo. Kuyodingeka bakhokhe 3.5% inzuzo. Kulokhu, inani lokuthenga izothunyelwa ku-akhawunti kuphela ngemva kwezinsuku ezimbili.

Indlela ukukhetha yasebhange osomabhizinisi, uma inkampani izosebenza izisebenzi eziningana? "Point" ebhange futhi ephelele kulesi simo. I isikhungo sezezimali nokobana amaphrojekthi iholo. Abasebenzi bangase bathole inhlawulo zezimali ngomsebenzi wabo ku "Roketbanka" ikhadi.

Ibhange "Tinkoff"

Yikuphi yasebhange ukuzikhethela IP eMoscow? Ngokusho osomabhizinisi abaningi, lokhu inhlangano yezimali afanelekile kakhulu. Okokuqala ngoba amagatsha ngokwanele. Nganoma yisiphi isikhathi, ungakwazi uthintane onguchwepheshe oqeqeshiwe, ngaphezu, ibhange "Tinkoff" inikeza amazinga esihle ibhizinisi. Njengoba ezimweni langaphambilini, ukukhokhela ukuvula i-akhawunti yasebhange akudingekile. Ngaphezu kwalokho, imali yelayisensi ezinyangeni zokuqala 3 futhi asikho isidingo ukwenza. Esikhathini esizayo, nokugcinwa akhawunti nyangazonke kubiza ruble 490.

Baningi Izibuyekezo ezinhle, ungezwa mayelana isheduli emisebenzini yesikhungo yezimali. Izinkokhelo ukuya akhawunti njalo - ngaphandle ngamaholidi nangezimpelasonto, kusukela 7:00 kuya 21:00. Kuphela ezimweni ezingajwayelekile zikhona ezehlukile. amathuba angeziwe sinikezwe labo abayobe izolanda isicelo ephathekayo khulula ukulawula akhawunti. Uhlelo has a akhawunti esakhelwe, okuyinto kusiza kakhulu olugcinwa yentela. Thumela isimemezelo kungenzeka ngokuqondile i-akhawunti yomuntu. On isidingo ngokubeka umbiko ku intela yebhange uzonikhumbuza kwezinsuku ezimbalwa ngosizo SMS isaziso.

Uma umbuzo uwukuthi okuyinto ibhange kungcono opt-IP uma ufuna ukukhokhela umsebenzi abasebenzi enkampanini, ungase futhi banake "Tinkoff". Lesakhiwo sezimali sinikeza amaphrojekthi iholo lesi sikhundla esinemali. Ukuze ukudluliselwa imali abasebenzi ikhomishana ingathathwa. Ikhishwa amakhadi epulasitiki mahhala. Izibuyekezo ukukhombisa ukuthi ungakwazi ukuhoxisa imali mahhala kuphi emhlabeni.

"Alfa-Bank"

Yikuphi ibhange ukuzikhethela IP eRussia kulabo uhlela nje ukuqala ibhizinisi? Kuwufanele benaka ngesilinganiso "Alfa-Bank", enesihloko esithi "Isibuko." I-akhawunti yamanje ivulekile mahhala, kufanele ukhokhe service icala nyangazonke ruble 890. Plus yokuthi ungadala nyangazonke isisekelo kuze 5 khulula oda yokukhokha. Izibuyekezo ukukhombisa ukuthi lokhu ngempela anele imfundamakhwela usomabhizinisi.

Njengezinye izikhungo zezimali, "Alfa-Bank" linikeza ukusizakala akhawunti yakho siqu. Yini embi ngalo wukuthi kule uxhumano kuyodingeka bakhokhe ruble 990 eyisamba. Ndawonye nale yasebhange intanethi unezinhloso enokwethenjelwa futhi lula ukusetshenziswa. Ehhovisi lakhe usomabhizinisi kungavela kunoma isiphi isiphequluli. Kukhona uhlelo lokusebenza amaphilisi kanye Smartphones.

Sifisa osomabhizinisi, "Alfa-Bank" kuyinto elula ngenxa yokuthi ngayo ukunikezwa inikeza khulula iseluleko sezomthetho. Kungenzeka ukuba uthole usizo uchwepheshe ofanelekayo, okuyinto uzokutshela indlela ukuvula i-akhawunti endabeni ethile, yini imibhalo ukuba banake.

"I Ural Bank neKwakha kaBusha nekuTfutfukisa"

I isikhungo sezezimali inikeza amasevisi kunenzuzo amabhizinisi amancane kanye naphakathi. Ungase futhi uvule i-akhawunti ye-SP. Yikuphi yasebhange ukukhetha? Isinqumo kufanele kuthathwe ngemva nokuhlola iziphakamiso izinhlangano eziningana. Wabasaqalayo, ibhizinisi kufanele sinake ngesilinganiso "Umnotho". Lapho uvula i-akhawunti yokukhokhela amasevisi ebhange ngeke, kodwa imali nyangazonke kuyoba ruble 650. Izindleko a umyalo wokukhokha - ruble 25..

Izibuyekezo Good ungezwakala kwi-intanethi isikhungo sezezimali. Idatha ku-akhawunti yakho ivikelekile. Phatha i-akhawunti wonke usomabhizinisi yangasese can ukude.

Abaningi bakhetha "Ural Bank neKwakha kaBusha nekuTfutfukisa" ngokusebenzisa ekuzuzeni inzuzo. It inikezwa njengendlela version commercial futhi umthombo izitolo inthanethi. Kulokhu, iklayenti kuyodingeka bakhokhe% 1.8 kuphela imali imali, edabula esigungwini. Uma imishini (ukuhweba esibulalayo) inikeza usomabhizinisi uqobo, ngoba izinkonzo yasebhange kuyodingeka bakhokhe 1.7%.

"Avangard" Bank

Ngenxa izindleko eliphansi isevisi inhlangano yezimali lidumile nosomabhizinisi ezisebenza abasemadolobheni amancane. Yini embi ngalo wukuthi umzuzwana ukuthi uvula i-akhawunti kuyodingeka bakhokhe ruble 1000. Imali ngenyanga - ruble 900. Ukuze umyalo wokukhokha ngamunye kuyodingeka bakhokhe i eyengeziwe ruble angu-30. I isikhungo sezezimali inikeza elula yasebhange inthanethi. Izaziso ze-SMS ku-umsebenzi akhawunti iklayenti woza khulula.

Bank "Avangard" linikeza izinkokhelo elula nephephile ngekhadi lasebhange. Yikuphi yasebhange ukuzikhethela osomabhizinisi, uma uhlela ukusebenza kwi-inthanethi? Izibuyekezo ukukhombisa ukuthi kuleli cala bangase babe kahle nokubambisana nenzuzo nale isikhungo sezezimali. Bank "Avangard" unikeza kokubili yezitolo zakudala kanye Inthanethi ekuzuzeni. Izindleko amasevisi kuzoncika kwemali. Uma inyanga eyodwa ngokusebenzisa ukugcina kuyoba ruble ezingaphezu kuka-300 eziyinkulungwane, kuyodingeka bakhokhe ikhomishana 2.9%.

Futhi wanikela izimo ezikahle yamaphrojekthi iholo. Kungenzeka ukuthola ozinikele credit ilindelwe lokukhokha abasebenzi. Ngakho, kakhulu ziyancipha izingozi ezihlobene ukusebenza ngokuqinile.

"Promsvyazbank"

I isikhungo sezezimali inikeza uhla egcwele services eziphathelene namasevisi nokuphathwa kwezimali. ukuvulwa ngoba i-akhawunti SP fast ngokwanele lapha uya. Yikuphi yasebhange ukukhetha? "Promsvyazbank" kuyinto ngempela efanelekayo egijima amabhizinisi amancane kanye naphakathi. Lapho ephetha isivumelwano inhlangano yezimali akanayo ukukhokha lutho. Imali ngenyanga - ruble 1050. Izindleko a umyalo wokukhokha - ruble 45. It usebenza yasebhange izinga Inthanethi, ukuvumela noma yikuphi emhlabeni ukulandelela ukunyakaza kwe-akhawunti.

Ngo-2017, iBhange owethulwa isevisi entsha. Amakhasimende kuphela bhalisiwe njengoba osomabhizinisi yangasese, izikhungo zemali ukunikela khulula ukuvula i-akhawunti kanye nokugcina ke izinyanga ezintathu. Thatha leli thuba ukuze bakwazi amakhasimende usayine inkontileka ne ebhange ngaphambi December 31, 2017.

Izibuyekezo abonisa ukuthi amasheya nenzuzo ebanjwa "PSB" njalo. Ngakho, ngokwesibonelo, ubani angathola izinyanga ezimbili amasevisi balandise ngentengo eyodwa. Ngaphezu kwalokho, kungenzeka ukuba kudlule babonisana zomthetho khulula. Lokhu kuyiqiniso ikakhulukazi Wabasaqalayo kwezamabhizinisi.

Bank "Intesa"

I isikhungo sezezimali isebenza osomabhizinisi yangasese nezinhlangano ezingokomthetho. Ububanzi endaweni amasevisi ukuphathwa cash. Izibuyekezo abonisa ukuthi ekuqaleni osomabhizinisi kungcono ukhethe uhlelo tariff «Ibhizinisi lami", owawuthi akudingekile ukukhokhela ukuvula i-akhawunti. Ngakho izindleko zokuletha ngenyanga kuyoba ruble 1,700. Ngoba umyalo wokukhokha kuyodingeka bakhokhe kancane kakhulu ukwedlula kwamanye amabhange - ruble 22 kuphela.

Kulabo ukuthi ibhange wazibuza ukuzikhethela IP, kungenzeka ukuba banake isikhungo sezezimali "Intesa". Kodwa yezinhlangano commercial akuyona ukhetho best. Akukho olutholayo. Njengoba sihambisana nale kwabasebenzi isaphulelo ngaphansi kwezimo ezimvunayo. Ifomu ukudluliselwa inkokhelo abasebenzi iphephile ngokuphelele. igcinwe ngokugcwele abasebenzi imali oluyimfihlo IP.

"Raiffeisenbank"

It esabela kahle abanikazi bamabhizinisi futhi lokhu inhlangano yezimali. IBhange inikeza zinsiza for osomabhizinisi yangasese. Lokhu kungafaka: .. Ukuvula i-akhawunti yasebhange, ukulawula lwemali, ezuza, iqoqo, amasevisi kwabasebenzi, njll Lapha, njengoba kwezinye izikhungo eziningi zemali, ukuvula ama-akhawunti ngoba osomabhizinisi ngabanye kuyoba khulula. Yikuphi yasebhange ukukhetha? Isinqumo lingathathwa emva ukuhlolwa kwe-izimo ezihlongozwayo. umuntu Private, ovula i-akhawunti "Raiffeisenbank", kuyodingeka bakhokhe ngenyanga ruble 990. Intengo ye-oda yokukhokha eyodwa - ruble 25..

I inhlangano yezimali kuyinto olunye ulimi, ngakho ukuqiniseka lebhizinisi. Lokhu kufakazelwa izibuyekezo eziningi ezinhle.

"West Bank"

Lokhu isikhungo sezezimali akwanele ethandwa, njengoba kukhona emakethe muva nje. Ngesikhathi esifanayo, "West Bank" izimo ngempela esihle abanikazi bamabhizinisi. Njengezinye amabhange for kokuvula i-akhawunti wamanje akudingeki akhokhe lapha, kanye nemali yanyanga zonke ruble 300 kuphela. I-oda yokukhokha izobiza kancane ezibizayo kunalawo encintisana - ruble angu-50.

Kulesi isikhungo sezezimali, ungazama ukuvula i-akhawunti zamanje osomabhizinisi ngabanye. Yikuphi ibhange ukukhetha ngokubambisana besikhathi eside? On lo mbuzo usomabhizinisi uzokwazi ukuphendula ngemva komsebenzi nezikhungo eziningana zezimali.

Yikuphi ibhange ukuzikhethela FE?

Incazelo 10 amabhange ethandwa kakhulu kuzosiza ukwenza ukukhetha okufanele. Kodwa isilinganiso Wabantu - akusiwona into kuphela kuwufanele ukunaka. ochwepheshe lezivakashi basikisela ukuthi kubalulekile ukuhlola futhi isilinganiso sezimali isikhungo esithile, ngemali yalo iphothifoliyo, khona isivumelwano asenza Idiphozithi Isiqinisekiso Isikhwama, nokunye. D.

Ukuvulwa kwe-akhawunti wamanje - esingathi sína. Yikuphi ibhange ukuzikhethela FE? Kungcono ukukhetha isikhungo sezezimali ukuthi ingaphezu ukuzethemba usomabhizinisi. umuzwa ongaphakathi uzokutshela nobani ungakwazi ukubhekana, futhi ngawo ibhange bophezela engathandeki. Musa unake nozakwabo yakho iseluleko, kanye ukhethe indawo ukusungulwa ukusondela ukuba ihhovisi eyinhloko endlini.