Usizo emindenini abasha ekuzuzeni impahla: isimiso isimo

abaningi kakhulu unesithakazelo umbuzo, hlobo luni losizo unganikezwa womkhaya osemncane nguhulumende. Phendula uMongameli ngonyaka uzwakalise uma uxhumana izakhamuzi Russian Federation emgceni locondzile.

Kuze kube manje, kukhona izinhlelo eziningi uhulumeni ukuthi ukunikeza usizo imindeni abasha ukuthenga emakubo - a "inhlokodolobha sikanina 'futhi" imikhaya Young -. Zamanani aphansi "

Ithengwa kanjani i-emakubo?

Esikhathini esiyiminyaka esibucayi inkinga ukuthola indawo e-Russia. ingcebo amanani emakethe kakhulu abakwazi ngisho nokuzitholela lokho. Futhi yingakho imindeni abasha ziphoqelelwa ukuba ziphile nabazali bazo noma azulazule efulethini aqashiwe.

Uhlelo State enesihloko esithi "imikhaya Young - zamanani aphansi" kwenza kube nokwenzeka ukuba uthole efulethini abo noma endlini. Ngaphansi kwalolu hlelo, ngisize umkhaya wakithi omncane ngezithukuthuku isabelomali sikahulumeni. Ngo-2016, u-30% izindlu izindleko zikhokhwa nguhulumeni futhi 70% - ukuthi kuyinto utshalomali siqu.

Ukuze uthathe okuhle kwalokhu kunikezwa, udinga ukuxhumana neziphathimandla zendawo ukuze yazi nge nenqubo zohlelo ezihlongozwayo. Phela, ithuba akuyona yonke imindeni.

zindlela uhlelo

Ngubani ongabala ku ababasekelayo? usizo isimo emindenini abasha ukuthola izindlu kuphela uma behlangabezana nalezi zimpawu zokuhlola ezilandelayo:

• Abashadile kumelwe kube abaneminyaka engaphansi 35. Uma umkhaya onomzali ongayedwa, engu-omunye abazali kumelwe futhi siyahlangabezana nale mfuneko.
• Abantu abasanda kushada kufanele kuthuthukiswe ukuze uthole isimo abadinga izimo izindlu ezingcono.
• Umndeni kumele babe okungenani unengane eyodwa. Lokhu isici alikwazi main, kodwa ubukhona balo bangalindela ukwandisa inani ukuxhaswa okuvela embusweni.
• Isimo sezimali abantu abasanda kushada kufanele uvumele ekukhokhweni esisele ukuthenga lemali (ngokufaka ngokushesha phezu kokuthenga noma senkokhelo nyangazonke imalimboleko mortgage). Lokhu isigaba inikeza ubufakazi obubhalwe ngakho.
• Uhlelo senzelwe kuphela izakhamuzi Russian.
• Ukungabikho ngamunye abashadayo emakhaya azo.

Non-ukuhambisana okungenani oyedwa umbandela akufaki usizo emindenini abasha wombuso.

Uhlelo "imikhaya Young - zamanani aphansi"

Kulesi phrojekthi, usizo emindenini abasha wenziwa iziqondiso ezilandelayo.

• Ukuthengwa yokuhlala siqu.
• Ngcono izimo zokuphila. It wakhipha isibonelelo okwesikhathi kulungiswe enkulu.
• The kungenzeka ukwakha izakhiwo zabo.
• Uhlelo "Siza umndeni abasha" inikeza sokukhokhwa loan indlu, esiphelweni sesimiso inkontileka okumele sangomhla kungakapheli Januwari 2011.
• It kwenza kube nokwenzeka ukuba akhokhe inkokhelo yokuqala mortgage.

Izindawo idatha zohlelo ingashintshwa ngonyaka. Ukuze sicacise kubo, sicela uxhumane neziphathimandla zendawo.

Imibhalo ngokubamba iqhaza project target

Yiqiniso, kubaluleke kakhulu ngokwezenhlalo hlelo. Siza umndeni abasha sihlinzekela umbhangqwana osemusha madokumende alandelayo.

• EBukhoneni isitifiketi sokungalandeli umthetho izimo izindlu ophilayo futhi bakhulisa izingane.
• Ulwazi nengeniso umzali ngamunye, esimweni imikhaya enomzali oyedwa - eyodwa.
• Ulwazi mayelana nenani isikhala ephilayo ngayinye ilunga lomndeni kufanele abe akukho kuka 15 square metres. Uma lokhu umbandela kokweqa kuyinsakavukela yokusungulwa okungenani 1 isentimitha, isicelo ngeke kube kuncike.
• Ulwazi mayelana nokwakheka kwe-umndeni.
• Ikhophi yesitifiketi somshado. Lapho umkhaya onomzali ongayedwa, ngokufanele, ukusebenza kwalesi sigaba liyadingeka.
• Amakhophi passport kokubili abazali (wonke amakhasi).
• Amakhophi izitifiketi zokuzalwa zezingane.
• Ngaphezu kwalokho, kufanele uhlinzeke isitifiketi isimo sezimali kanye nezindlu of umndeni, kanye loan okuyinto kubhaliswa ngaphambi kuka-January 2011, lapho lo mndeni wathatha bengatshelekwa ngaphambi kokuqala kohlelo isimo.

Ngaphezu kwalokho, lolu hlu kungenziwa wanezela isidingo sokuba namanye amadokhumenti elisungulwe esifundeni, ikakhulukazi imindeni.

Ukulungiswa 2016

Ngo-2016, e-project target, ukuhlinzeka usizo emindenini abasha ukuthola izindlu, izinguquko ezilandelayo Kuye kwenziwa.

• Ukwanda lokuphila isikhala umuntu ngamunye. Ngakho, ngo-2011 kwaba 10 square metres, futhi manje-15.
• Ukwandisa iphesenti nokuxhaswa komphakathi igunya imibhangqwana izingane (iphesenti usizo angase afinyelele 40% ukuze umndeni 4).

Inqubo yokuthola uxhaso izindlu. Kuphi ukuqala?

Bala uye phambili ngosizo womkhaya osemncane e ukuthenga umuzi kungaba kuphela zivunyelwe nobuhlobo babo, ngoba omunye amaphuzu ayinhloko uhlelo ukuba isitifiketi somshado.

Ngokulandelayo, lo mbhangqwana kufanele uvakashele ekuphathweni bendawo ukuze ufunde imithetho iqhaza kokubhekiselwe isimo iphrojekthi bese uthola uhlu ukuhambisa amaphepha adingekayo. Isinyathelo esilandelayo ukuqoqa ekubhalweni kanye ukuhanjiswa uhlelo lokusebenza iqhaza.

Kuyadingeka ukuba ulinde Ukucabangela imibhalo esimweni asabele kahle, zithathe uhambo emgqeni ukwamukela wombuso aid. Emva kokuthola isibonelelo, ungenza ukuthengwa izindlu kanye wamaphepha kuso.

Lezi zenzo elula enze kube nokwenzeka ukuba usizo isimo ukuthola emindenini abasha ukuba ixazulule izinkinga zabo izindlu.

Okumbi zohlelo "imikhaya abasha - zamanani aphansi"

Abantu abaningi bathembele usizo emindenini abasha ukuthola izindlu kusuka kuhulumeni, kubonakala sengathi, ngokuthumela isicelo, kufanele ngokushesha uthole imali. Awa, akusinjalo. Sicela uqaphele umehluko wemisindo nemiqondo yamagama alandelayo:

• Indlela yokufaka izicelo kuthatha isikhathi esiningi.
• Isibalo imikhaya efuna sikhulela njalo, futhi ngenxa yalokhu, kanye nosuku lokusebenza kokuthola uxhaso kungathatha kufika eminyakeni engu-2.
• A isibonelelo kungaba izakhamuzi ngokusemthethweni baqashwe.
• Siza umndeni abasha kusukela isimo kuyahlukahluka inani ruble ayizigidi ezingu-2.2.
• Izakhamizi waqhamuka irekhodi emva 2011, awufanelekile ukuthengwa kwezindlu yesibili emakethe.
• Uma ubhalisa ukuthenga kuyadingeka ukuze ukubuyiswa kwemali yakhe nyangazonke mortgage impahla, umndeni osemusha okumelwe abe yikho kuleli cala, ukubala amakhono sabo sezimali.
• izakhiwo zokuhlala labawatfolile esifundvweni nobe esifundeni lapho isicelo sithunyelwe.
• Lapho befaka isicelo iqhaza kuyadingeka ukuba acabangele ubudala. Uma ngesikhathi isibonelelo ukuba omunye ifinyelele eminyakeni engu-35 ubudala, kufanele kuyekwe ngokuzenzakalelayo.

Ezinye izindlela ukuthenga izindlu zabo

Yiqiniso, iqhaza kuhlelo "imikhaya Young - zamanani aphansi" - yinto enhle. Kodwa kuthiwani ngabantu abangafuni hit iphrojekthi okuqondiswe yezizathu ezithile? Yini usizo imindeni abasha bangasizwa? Kulokhu, ungase ucabangele ezinye izinketho. Ngokwesibonelo, uma omunye is a professional abasha, wabeka flat. Kungenzeka futhi ukusebenzisa for yokufuna impahla "womama inhlokodolobha" uma kunezingane ezintathu emndenini. Isimo futhi inikeza kungenzeka yokuthola umhlaba ukuze kwakhiwe.

Uma umngane womshado is a soldier, kungenzeka ukuthatha ithuba oyithandayo ukuthola amafulethi isimo.

Uhlu kwemibhalo edingekayo zingahluka ngokuya mode yokufuna impahla. Ikhono ukusebenzisa ukuxhaswa okuvela embusweni iyatholakala kanye ekuphileni, kungakhathaliseki igama amaphrojekthi okubhekiswe.

Kumele kukhunjulwe ukuthi azikho izimo ongenafu, udinga nje nifune amakhambi. Futhi isimo uzokwazi ukusiza njalo.