Kanjani ukuze ibuyisele le mali ngoba izimpahla ekutholweni ebhange noma

Ukuze wazi kahle indlela ukuze uthole imali emuva, kumele kube sobala, ngokuqondene nanoma iliphi ubudlelwane zomthetho, babelwa kwesinye inhlangano noma umuntu.

Ngokuvamile, imali adluliselwe kithina igcinwe endaweni ephephile yasebhange. Hhayi ukuzigcina ekhaya, bakwazi ukukhokhela kwi cashless isisekelo, thola ikhadi, abantu kanye nezinhlangano ivulekele amabhange noma ama-akhawunti wamanje, okuyinto zihunyushwe kube cashless isisekelo noma ezenziwe ngesimo ukheshe noma esinye isamba.

Thola wethulwa imali ebhange ukuze umuntu umane, uma isikhungo credit kulungile. Ukuze wenze lokhu, ungakwazi ukuhoxisa ukheshi kusuka i-ATM noma ukuya egatsheni ebhange nge passport, imali kuze kufinyelele lemali okumele ikhishwe ngesisekelo iklayenti iyatholakala kwi -akhawunti wamanje. Endabeni idiphozi uma ukuhoxiswa ekuseni inkontileka kungase kudingeke anqamule (ngaphandle uma ezisalayo ezingaba zisuswe) noma banikele amaphesenti - bayohlala zifakwe ku usayizi ezincane kakhulu.

Uma yasebhange Ubuyise ilayisensi noma ngokohlelo lokugcwaliswa ukwaneliseka okufunwayo abakweletwayo ', abatshalizimali kufanele azi ukuthi angasilawula kanjani imali emuva. Uma lokhu kwenzeka badinga ukufaka isicelo Idiphozithi Insurance Agency nesicelo kanye iphasiphothi.

eyikhulu amaphesenti imbuyiselo lemali okumele ubekwe akhawunti kanye imali kanye enqwabelene isithakazelo kungakapheli ama-ruble ayizigidi ezingu-700 ngo olulodwa sesikweletu. Okukhishiwe:

- Izimali ngabanye osomabhizinisi, abameli, notaries, uma ezibekwe kule-akhawunti ngokuziphatha umsebenzi okhokhelwayo noma ibhizinisi;

- izimali anikezwa ukuphathwa ithemba;

- zifakwe ebhange ukuze Umthwali, kuhlanganise yamapasi ukuthi akhokhela i- Umthwali;

- imali electronic;

- esisemanzini emagatsheni akwamanye amazwe amabhange Russian.

Ngezikhathi, abantu ezifaka esimweni lapho imali imininingwane engalungile. Indlela okufanele zibuyiselwe zanqwabelana Kulokhu? Uma kukhona amaphutha imininingwane, imali ngeke kufike kumnikazi futhi 'hang "ukuba ayothola ukuthi izimo. Kulokhu, isitatimende esibhaliwe lapho ukope futhi ukubuya yemali. Imibhalo efanayo ikhishwa uma lemali aphuthe akhawunti ku-isiqondiso engaziwa ngokungabi bikho oda ukwesula ngumnikazi.

Kodwa uma imininingwane efanele, kodwa imali beza umamukeli okungalungile, uzodinga ukubuyela kubo ngokukubhala umamukeli. izinhlangano abazihluphayo ngokwabo sicela uxhumane nebhange lakho ukuthola incazelo, kodwa by abantu abonakele ungalindela noma yini. Nakuba kulesi simo umthumeli unecala.

Kaningi, sikunikeza imali izihlobo, abangane, nengangibajwayele, enethemba lokuthi uzobuya kubo ngesikhathi ngokugcwele. Ngakho ukuthi kungukuthi elahlekile, udinga ukwazi ukuthi uthole imali emuva. Kulokhu, ukudluliswa kweemali Kudingeka ukhiphe irisidi njengobufakazi bokuthi nesivumelwano sokubolekwa. Irisidi ekhishwe kufanele kwenziwe uma ngabe inani lidlule idlula izikhathi 10 amaholo. Ngesikhathi esifanele umboleki umenyiwe ukukhokha izikweletu, futhi uma yena enqaba ukukhokha, icebo "kanjani ukuba uthole imali kwi irisidi" yilena elandelayo: umbolekisi kwenza yesimangalo, amphathe enkantolo, uthola isinqumo futhi imiBhalo ngokubulawa, lapho ngokuzithandela noma okungalindelekile kwesokudla isikhundla emuva.

Kuyinto okuningi kungenteka ibe isimo lapho sithenga imikhiqizo yekhwalithi ephansi. Kulokhu, ulwazi kuyoba usizo olukhulu sendlela ukubuyisela imali izimpahla. Uma imikhiqizo kungukuthi labizwa ngokuthi imali engeke ibuye ekhokhelwa, igcinwe umbono umthengi, umthengi has a isheke noma ofakazi ukuthenga, ezinsukwini ezingu-14 emva ukuthenga, angawubhala isitatimende lapho basho ngezizathu isimangalo. Ngaphansi komthetho umdayisi ubophekile ukuba ubuyisele imali zingakapheli izinsuku eziyishumi kusukela ngosuku lokufakwa kwesicelo.