Izikhungo Moneyman microcredit. Ukubuyekeza, izinzuzo nezingozi

Muva nje, micro-credit emakethe selingaphezu Ubukhulu engakaze ibonwe. Uma ngaphambili asikwazanga ucabange indlela athathe isikweletu alikho ebhange, kanti izinkampani commercial, namuhla wonke umuntu uyaqonda izinzuzo micro-loans.

Kuyini micro-credit?

Ekuqaleni, microcredit ludabuka ezindaweni 80s ngasekupheleni eBelgium. Umqondo ukubolekisa enjalo ukuthi ube umbandela lula ukukhetha ukhetho loan onikelwa esincane isikhathi esifushane. Uma lokhu loan ikhishwa ukuze lo muntu obolekayo ngesikhathi eliphezulu kakhulu interest rate, okuyinto kuletha inzuzo okusezingeni eliphezulu ngokwanele ukuba umbolekisi (ngokuvamile Silinganisa ku microcredit ukufinyelela 400% ngonyaka).

Thina microloans esanda kutholakala, in the 90s sekwephuzile. Inkinga yaqala izinhlangano zabo zangasese, okuyinto akudingeki ilayisensi yasebhange ngenxa yomsebenzi ezinjalo. Fast ngokwanele microcredit niche kwakuhlezi lenqwaba izinkampani. Ezinye zazo ukusebenza kuze kube yilolu suku.

Wona kanye umqondo welithi microloans ezuzisa zombili umboleki kanye yomuntu obolekisayo. Ikani lokuqala ngesikhathi esifushane futhi ngaphandle kwesidingo ukuqoqa isethi enkulu imibhalo (njengebhange) ukuthola imali izindleko ezincane; Owesibili esikhathini kwetfulwe esifushane ukuze uthole inzuzo okusezingeni eliphezulu. Ngesikhathi esifanayo izingozi yenkampani, ukubolekisa esabalalisa, sakugcina ngoba amanani izikweletu, njengoba umthetho, akuzona okusezingeni eliphezulu kangaka.

isiqondiso okusha. Microloans inthanethi

With ukuthuthukiswa izicelo ukucutshungulwa loan nge microloans Inthanethi ayikwazanga ukuthuthukisa lapha. Manje kukhona izinkampani eziningi ukuthi basuke noma ukuthatha idatha okweletayo kunethiwekhi futhi avivinye kubo inthanethi ungamniki loans ifomu non-cash, usebenzisa ngobukhulu kumasistimu Usuku lokukhokhwa kwesitalimende. Ngokwesibonelo, omunye izinkampani ezidumile kungenziwa ngokuthi Moneyman. impendulo kwamakhasimende kusikisela ukuthi lolu hlobo abolekise esivumelana kakhulu futhi kunenzuzo ngoba kakhulu lula eziningana izinqubo kanye nabantu isikhathi esisindisa. Izibalo kohlelo kufakazela ukuthandwa isevisi futhi ekukhuleni kwayo.

Yebo, umbuzo akufanele ube ukuthi inkampani ugijima ingozi ayemkweleta, elikhiphe loans online. Empeleni, zonke izibuyekezo Moneyman (ezathatha credit lapha futhi uqinisekise lolu lwazi) zibonisa ukuthi igebe ngemali akulula kangako. Ngaphambi kokuba usayine inkontileka bese uthole imali, abasebenzi siyihlolisise ubuwena. Ngakho ungacabangi ukuthi ungakwazi ngakho ngoba nje ubalekela.

Mayelana Moneyman.ru. Amazwana mayelana nenkampani

Uma sikhuluma ngokukhethekile mayelana nezinkampani ngenhla Moneyman, izibuyekezo ngakho sasivumela omuhle. Lapha amaklayenti uphiwa izimo ngokwanele nezimo: 5 nje tariff izinhlelo, ngamunye edinga ezahlukene ukubuyiswa kwemali isikhathi loan, futhi-ke, amanani angalingani izimali zingafundwa. Ukuze wenze kube sobala: isibonelo, yokugibela ubuncane "Qala" inikeza loan esikhathini esiyizinsuku ezingu-5 kuze kube inyanga 1 kufika ku- $ 8000. "Superturbo" ikuvumela ukuba uthole akukho angaphezu kuka-30 000, okuyinto ekhishwe isikhathi amaviki angu-8 kuya ku-16. Ngakho, inkampani inikeza ikhasimende ukukhetha lapho akhokhe izikweleti futhi ngezinga elingakanani.

Nokho, njengoba kuqinisekiswa Izibuyekezo Moneyman, ngamunye kusuka tariff izinhlelo ezahlukene kufaka lenzalo (ke kuhluka 1.1 ukuba amaphesenti 1.3 ngelanga). Uma nje imali yakho esele ekhokhwa, it bekezelela iphesenti elithile usuku ngalunye.

Indlela ukhethe uhlelo credit?

Yiqiniso, Uma unganakile kungase kubonakale sengathi enkulu inani loan, ngcono. Nokho, umbuzo inani loan okufanele ithathwe ngendlela ukuqonda ukuthi xaxa uthatha, kulapho uyobuyela ngaphezulu. Inzalo enqwabelene ukuba insali, okukhulunywe ngaye ngenhla. Izinsuku, ngokulandelana, izonyuka. Icubungula izinhlelo credit, omunye kalula ukuthi inkampani ivikela inzuzo yayo ngokwenza kwesikhathi okungenani ukubuya amanani emikhulu. Ngakho, ngisho noma ufuna ukuthatha semali ku esifitjhani, ngeke lusetshenziselwe ukukhokha isikweleti.

Izimfuneko ukhetho

Manje lokho okukhulunywa ngalo kaningi abantu ukuziyeka kwabo ku Moneyman ukubuyekezwa. amaphuzu Negative - imikhawulo yobudala nokuhlala khona. Uma ungaphansi kweminyaka engu-18, futhi ungeyena isakhamuzi Russian Federation, musa uthola imali-mboleko. Kwezinye izimo, imali-mboleko kusuka Moneyman lenkampani ngempela kufinyeleleke. Ukuze ukuklama ke, ekuqaleni uzodinga kudlule inqubo yokuqinisekisa idatha yothintana naye futhi asayine sipho. Ngemva kwalokho, ngokuvumelana website, imali iza ngesikhathi lemfisha (uma "Yandex" noma ikhadi yasebhange, bese ngokushesha). Izindaba ezinhle wukuthi mayelana Moneyman Izibuyekezo uqinisekise lesi. Futhi iningi lazo, ngasendleleni, omuhle.

Kungani uye ku Moneyman? Loans payday

Ukuze ezinye kungase kubonakale sengathi angene ukuthengiselana emigomeni ezifana nalezi ezichazwe ngezansi - akusiyo inzuzo ekuqaleni. Kunengqondo, ngoba loan lokuthenga ngesikweletu futhi inzalo ezingeni 400 per cent ngonyaka - lokhu kuyabiza kakhulu. Aint it kulula ukukhipha ukubolekisa umthengi ebhange ngamaphesenti angu 30-40?

Njengoba umkhuba ubonisa, akusiyo kulula. Lapho befaka isicelo semalimboleko ebhange njalo obolekayo kufanele ibhekane uchungechunge izinqubo Ukuhlolwa: ukuletha imibhalo ukunikeza izitifiketi umsebenzi , nokunye. Kuleso simo, uma ufuna ukuthenga indawo noma imoto, izenzo ezinjalo ngukulunga. Futhi, uthi, uma angekho esincane isonto lonke, nje "ukubambelela" ukuze iholo, bese uhlola zonke lezi ukuhlolwa esincane esinjalo akanangqondo. Kulula ukwenza kusheshe futhi kube lula. Yilokho micro-credits.

Uqinisekile ukuthi ungakwazi kalula angabuyisela izikweletu ngemuva kokuthola iholo, ngemva kwesiphepho kwaphela amasonto 1-2. Uyaqonda ukuthi azikho izithiyo ukuze uthole imali. Ngaphezu kwalokho, uthola yonke into online, okungukuthi, hhayi ukuhamba noma kukuphi lapho ufuna imali. Ngiyavuma, kule amasevisi simo like Moneyman - lawa abasizi ezinkulu ngokwezimali. Izibuyekezo wanelisa amakhasimende ukuqinisekisa lokhu.