Iyini uhlelo lwamasevisi weselula asebhange: izimo, amanani

Izinsizakalo zebhange zamaselula zisevisi yesimanje ye-SMS enemisebenzi eminingi evumela amakhasimende ukuthi athole ulwazi olusesikhathini samakhasimende abo, kanye nokuqhuba ukuthengiswa kwezimali ngokusebenzisa ifoni ephathekayo.

Inzuzo ebaluleke kunazo zonke ukuthi uhlelo lwezinsizakalo zebhange eziphathekayo lunezizathu zokuthi asikho isidingo sokuxhuma kwi-intanethi ukwenza imisebenzi. Kwanele ukuthumela isicelo se-SMS kwinombolo emfushane, futhi ukusebenza kuzokwenziwa kude. Ukusebenzisa lobu buchwepheshe, ungasebenzisa amasevisi ebhange nganoma yisiphi isikhathi esikahle.

Yiziphi izinzuzo zebhange leselula?

Ukusebenzisa amafoni omakhalekhukhwini kwenza ukuphila kube lula. Ngokusobala, kusindisa isikhathi esiningi, ngoba cishe wonke amasevisi ebhange anikezwa kude. Kakade, ibhange lamaselula lingalinganiswa nebhange le-Inthanethi. Isisusa esikhulu kunazo zonke ekuthuthukiseni le nsizakalo yi-Smartphones esisiza ukwenza ukuphila kwethu kube lula.

• Cishe wonke amabhange ahlinzeka ngale nkonzo mahhala futhi ngaphandle kwemali eyengeziwe.
• Kunezinsizakalo eziningana ezivumela ukusebenzisa noma iyiphi ifoni. Lokhu kusiza ukwenza ibhange leselula litholakale kunoma iyiphi iklayenti. Okokuqala, ungathola amaphasiwedi nolwazi lokulinganisela. Amanye amabhange adala izinhlelo ezikhethekile zokusetshenziswa okulula kakhulu kwensizakalo. Futhi, amadivayisi anenethiwekhi akuvumela ukuba ulande kalula izinhlelo zokusebenza zasebhange.
• Yonke imisebenzi kumele ibhalwe ngekhodi. Lokhu kusikisela ukuthi ukuthengiselana okunjalo kuphephe kakhulu kunokuxhumana okusekelwe ngocingo.
• Ulwazi mayelana neklayenti alukhonjiswa, olunikeza ukuphepha okwengeziwe.

Yiziphi izinkinga zebhange leselula?

• Ngeshwa, abahlinzeki bolwazi lokuxhumana ngamaselula akubhalwa njalo, okusongela ukulahlekelwa kwedatha. I-hacker eprofetheni, uma ifunwa, ingafinyelela kalula ulwazi oludingayo.
• Imilayezo yaseBhange ayibhaliwe. Lokhu kubonisa ukuthi kungenziwa kalula.
• Uma umakhalekhukhwini ulahlekile noma webiwe, lonke ulwazi lungasetshenziswa umuntu wesithathu;
• Amafoni angenayo i-antivirus avame ukugoqa.

Ngokuqondene nokuthi nsuku zonke ukufunwa kwama-Smartphones kukhula futhi banesidingo esikhulu se-intanethi, ibhange leselula liyisinyathelo esilandelayo sokuthuthuka. Ngokungangabazeki, ikuvumela ukufinyelela kalula kuma-akhawunti akho. Kodwa ukuphepha kusesezingeni eliphansi.

Iziphi izimpawu ukuthi uhlelo lwebhange lweSberbank lunezici?

Kuze kube manje, isevisi ine-interface elula futhi enembile, eyenza kube lula ukusebenza. Kufanelekile ukuphawula ukuthi ibhange leselula le-Sberbank linemisebenzi ehlukahlukene. Futhi ngokuhamba kwesikhathi kuba sikhulu.

Ngakho, ibhange leselula linikeza okulandelayo:

• Ngokushesha thola lonke ulwazi mayelana nokuthengiselana namakhadi ebhange ngokuthumela i-SMS noma isaziso ngokuzenzekelayo.
• Ukugcwaliswa kokuxhumana kwamaselula ngokuthumela isicelo esibonisa inombolo nenani. Iphuzu elibalulekile kungenzeka ukuthi ukhokhe noma iyiphi inombolo.
• Ukuthola izaziso nge-ibhalansi yamanje ye-akhawunti.
• Amandla okukhiya. Lo msebenzi uzoba usizo kakhulu uma kulahlekelwa noma ukweba kwekhadi.
• Amandla okukhokha izinsizakalo ezihlukahlukene.
• Ukwenza imali idluliselwe.
• Umsebenzi olula ebhange le-Inthanethi.
• Ukukhokha okusheshayo kwezinkokhelo kumalimboleko.
• Nqamula futhi uxhume amasevisi.

Kufanelekile ukunakekelwa ukuthi izinsizakalo zebhange zeSberbank zivumela ukuba uhanjiswe imali. Ukuze wenze lokhu, kwanele ukwazi inombolo yocingo lomnikazi. Ngaphezu kwalokho, isicelo sichaza inani, futhi imininingwane yomamukeli izotholakala ngokuzenzekelayo.

Izici ze-Mobile Banking

Ibhange le-Mobile Sberbank linamaphakheji amabili ahlukene - aphelele futhi ahlelekile.

Uma uxhuma iphakheji yokonga, iklayenti ngeke ithole izaziso ze-SMS uma yenza imisebenzi. Ngaphezu kwalokho, ukusebenza komsebenzi kuzobekwa kuphela ekusebenzeni kwemisebenzi ejwayelekile. Kodwa kukhona nezinzuzo. Isibonelo, imali yokubhalisa yensiza enjalo ngeke ikhokhiswe, futhi isicelo ngasinye se-SMS ethunyelwe ngokuzimela sizokhokhwa ngokwehlukana.

Bhalisa ohlelweni lwebhange lweselula ngephakheji eligcwele, bese uzothola lonke ulwazi olufanele kumakhadi akho. Kodwa lokhu kuzokwenziwa imali ekhokhwa ngenyanga evela ku-akhawunti. Ngosizo lwebhange leselula , iklayenti inezo zonke izikhono ezizosetshenziswa kude. Ngakho-ke, ake sikhulume ngemali ngayinye ngokuningiliziwe.

Imali yezomnotho yebhange leselula

Njengoba sesikuqonde kakade, isevisi yebhange yeselula isetshenziswa ngocingo futhi inezinkokhelo ezimbili. Iyini iphakheji lezomnotho? Akukhathaleki ukuthi yiliphi inani olikhethayo uma uxhuma inkonzo, kuzobe namathuba amaningi. Ngakho-ke, ungenza izinkokhelo, ukudluliselwa kanye neminye imisebenzi ewusizo ngaphandle kokuvakashela ibhange.

Ngokungangabazeki, uhlelo lwezinsizakalo zamaselula ezibhange ezingeni lemali ngeke lisebenze ngokuphelele, kodwa ngezinye izilinganiso. Kodwa ngokusetshenziswa okunamandla kwamasevisi we-inthanethi lokhu kuzokwanela. Ngaphezu kwalokho, imali yokubhaliselwa yona ayikhokhiswa.

Imigomo yokusetshenziswa kwephakheji ephansi

• Bhalisa ohlelweni lwebhange lweselula ngekhadi elisha, futhi uxhumano luzoba mahhala kunoma yiluphi uhlobo lwekhadi.
• Uma ngabe ukubhaliswa kabusha ohlelweni, ke uma ulungisa ikhadi eliyinhloko - umthombo wokuphikisana kwezimali, imali yemisebenzi ngeke ikhokhiswe noma.
• Isaziso se-SMS sokuthola, ukuphikisana nezinye izinhlelo zokusebenza kule phakheji azinikeziwe.
• Uma ucela ibhalansi ekhadini, ukwenza ezinye izinkokhelo zezimali, isicelo sizobiza ama-ruble amathathu.
• Isicelo sesitatimende sekhadi ezintweni eziyisi-5 zokugcina zithengisa ama-ruble angu-15.
• Kungenzeka ukukhiya ikhadi uma lilahlekile noma libiwe. Le sevisi mahhala.
• Ukumiswa kwensizakalo noma ukuguqulwa kwephakheji (mahhala).
• Ukwenza izinkokhelo, isibonelo, izinsiza noma isikweletu (mahhala).
• Uma ucela ulwazi mayelana namaphi amakhadi axhunywe enkonzweni, akukho mali ezokhokhiswa.

Qiniseka ukucabangela iqiniso lokuthi imali ingashintsha nganoma yisiphi isikhathi.

Isilinganiso esigcwele sebhange leselula

Le ntengo inhle kulabo abasebenzisa ngenkuthalo ibhange le-intanethi yeselula ukulawula njalo izindleko nokuphathwa kwama-balance balance. Uma uxhuma le phakheji, ungenza inombolo enkulu yezenzo kunoma yisiphi isikhathi esikahle - amakhadi okuvimba, akhokhe izikweleti, uthole imininingwane yangempela ebhalini lakho nokuningi okuningi.

Ekusebenzeni ngalolu daba kungenzeka ukuthi wenze noma yikuphi ukusebenza ngaphandle kokukhokha futhi ngaphandle kwemingcele. Kodwa ngesikhathi esifanayo imali ekhokhwa ngenyanga izokhokhwa kumakhasimende. Ubukhulu buzoxhomekeka kunjani uhlobo lwekhadi. Ibhange leselula linenani lama-ruble angu-30 noma angu-60.

Izimo zokusebenzisa ukuhamba okugcwele

• Ukubhaliswa ohlelweni lwezinsizakalo zamaselula usebenzisa inombolo entsha kanye nekhadi okuzokhokhwa ngayo imali (mahhala).
• Ukubhalisa kabusha enkonzweni, eshintsha inani lamakhadi axhunyiwe, kufaka phakathi okuyinhloko (mahhala).
• Isaziso ngokuzenzakalelayo semali engenayo, izindleko kanye nokunye ukuthengiselana kuzo zonke amakhadi atholakalayo ezinyangeni ezimbili zokuqala emva kokusebenza kwenkonzo (mahhala).
• Isaziso ngemuva kokuphela kwezinyanga ezimbili - ama-ruble angu-30 noma angu-60 ngenyanga.
• Ukucela ulwazi mayelana nokulinganisela kwi-akhawunti ye-debit noma yekhadi lesikweleti mahhala.
• Cela imisebenzi emihlanu yokugcina emephini kwanoma yiluphi uhlobo nezinga - mahhala.
• Ukuvimbela ikhadi uma ukwebiwa noma ukulahlekelwa kungabi mahhala.
• Izinkokhelo ngokuqondene nabesithathu.
• Cela ulwazi kumakhadi axhunywe enkonzweni.
• Ukukhubaza noma ukuvimbela isevisi.

Indlela yokuxhuma ibhange leselula?

Uhlelo lwezinsizakalo zamaselula ezibhange luxhunywe ngezindlela eziningana. Ungakwenza lokhu egatsheni lasebhange, ku-ATM noma ngokusebenzisa isikhungo sokuxhumana.

Ukuxhumeka ehhovisi

Cishe wonke amakhasimende asebhange asebenzisa le ndlela. Njengomthetho, lokhu kwenziwa esiteji sokucubungula ikhadi lepulasitiki. Inkontileka ivele ikhombise inani lentengo kanye nenombolo yocingo lapho le nsizakalo izonikezwa khona.

Le nsizakalo iphinde ixhunywe ngaphakathi kohlaka lwesivumelwano somhlaba jikelele, okubandakanya amasevisi, imikhiqizo namakhono ebhange.

Ukuxhumeka kwe-ATM

Uhlelo lwezinsizakalo zamaselula ezibhange lungakwazi ukuxhumeka kuma-ATM ajwayelekile, atholakalayo cishe kuzo zonke izinyathelo. Okokuqala, udinga ukufaka ikhadi bese ufaka ikhodi yePIN ukuze ufinyelele imenyu. Okulandelayo, esibukweni udinga ukuchofoza inkinobho ethi "Ibhange le-Mobile" bese uchofoza okuthi "Xhuma".

Lokhu kusebenza konke mahhala. Uma udinga isaziso se-SMS othomathikhi, khona-ke imali eyengeziwe izokhokhiswa ngalokhu.

Ukuxhumana usebenzisa isikhungo sokuxhumana

Uma ungenaso isikhathi samahhala sokuvakashela ihhovisi noma uya kudivayisi yokuzisiza, ungaxhuma kusevisi kude. Ukuze wenze lokhu, udinga ukubiza isevisi yamakhasimende bese utshela opharetha ngesifiso sakho.

Ukusebenzisa le ndlela kudinga ukuhlonza okuncane. Isisebenzi sidinga ukutshela igama eligcwele, usuku lokuzalwa kanye negama eliyimfihlo ekhadini. Ngemuva kokunikeza lonke ulwazi, isisebenzi sizodala uhlelo lokuxhumeka kwensizakalo.