Credit Card "Ummbila" - ukubuyekezwa. "Ummbila" (credit card) - izimo

Credit card - lokhu kuyinto Analogue of yibhange imali, enye yezindlela of zokweboleka imali. It kunezinzuzo eziningi: ikhishwa ngamaminithi, uvumeleke iminyaka engu 2-3. Iklayenti likwazi ukufinyelela a ezikhanyisayo wesikweletu, inqobo ukuthi ukukhokha izikweletu. Ngisho eminyakeni emihlanu edlule, kuyindlela yokukhokha kungenziwa ikhishwe kuphela ebhange. Namhlanje amatasa anikela izinkampani ezinkulu namanethiwekhi. Kulesi sihloko uzofunda ukuthi i-credit card, "Ummbila."

inhliziyo

Njengoba kushiwo ngaphambili, credit kuyinto Analogue of yibhange imali. Kodwa zikhishwa eyehlukile injongo. Injongo amakhadi main - lokukhokha akuyona kokuthenga izinto ezinkulu ku-intanethi noma esitolo. Uma umnikazi phakathi nesikhathi esibekiwe isikhathi ukubuyela izimali ikhadi, ngeke kudingeke ukuba ukhokhe inzalo insiza. Izindleko izobandakanya kuphela izindleko ukwakhiwa nokusetshenziswa yonyaka. Iningi lamakhadi esikhishwe izinhlelo zokukhokha ngamazwe. Zingasetshenziswa hhayi kuphela ezweni umkhiphi, kodwa futhi phesheya.

Enye inzuzo wesikweletu kuyinto isikhathi somusa yesevisi. Ngokuvamile sekuyizinsuku 50-60. Lokhu kusho ukuthi uma ikhasimende ukuze zikhiphe imali, futhi kwadingeka abuyiselwe kwabo ngesikhathi. Izinga ukusetshenziswa kwezimali kuyinto 0%. Ngamunye ibhange imigomo yabo. Ezimweni eziningi, isaphulelo kusebenza kuphela non-cash izinkokhelo.

Amamephu ezinkampanini ezinkulu

Ekuqaleni lokhu kusho yokukhokha ahlinzekwa kuphela amabhange. Kodwa eminyakeni yamuva, baqala ukunyathelisa futhi izinkampani ezinkulu. Ikakhulukazi, uMphrofethi Russian futhi Euroset waqala ngenkuthalo ukuphakamisa ukukhipha ikhadi lesikweletu, "Ummbila." Inkinga futhi inkonzo wokuqala eyenziwa ngokubambisana "Renaissance Credit". Emission amamephu Euroset wahlanganyela-non-banking credit inhlangano. A amakhasimende ukukhetha ahlinzekwa amaphakheji eziningana ngesevisi umkhawulo ezahlukene, lenzalo futhi isikhathi somusa yesevisi. Kulokhu, ungenza isicelo ebhange, ihhovisi yenkampani, noma nge-Internet.

"Ummbila" credit card: izimo-Messenger

Ngisho noma amakhasimende unezinkinga isiqinisekiso ezingeni inkokhelo, basengaba ukukhipha into yokukhokha. Ukuze ahlanganise isicelo kuphela badinga iphasiphothi. Ikhadi ikhishwe iklayenti kweminyaka emibili nengu-24-57, inqobo nje uma banomlando omuhle credit. Isicelo kungaba zithunyelwe nge-Internet futhi axhunyiwe inthanethi. Kuleso simo, ikhadi ithunyelwa iklayenti ngeposi ngaphakathi kwezinsuku ezingu-1-2. Umkhawulo ovumelekile loan lemali - ruble ayizigidi 300 .. Endabeni sokukhokhwa kwesikweletu zingakapheli izinsuku 55, ikhasimende ngeke kudingeke ukuba ukhokhe imali yesevisi inani 24,9%.

Ukunikeza Euroset

Amakhasimende ukuthenga nokucwala yokuxhumana yeselula zingathola ibalazwe "Ummbila." Bayakhuthazeka lokuqala uxhaso debit card. Konke ukuthenga ku-akhawunti ekhethekile ukuze uthole amaphuzu ukuthi ungakwazi ke usetshenziselwe izibalo umlingani izitolo. Ukuze ukubhaliswa badinga kuphela ipasipoti inombolo yeselula. Lezi idatha izosetshenziswa ukungena ngemvume ku-akhawunti yakho siqu. Ukuze uthole i-PIN, kuzomele wenze ucingo garjachego umugqa ngaphakathi 2 amaviki kusukela ngosuku lokubhalisa isicelo.

Kungenzeka ngoba abanikazi:

• ukukhipha ukubolekisa;
• ukukhokhela izimpahla;
• ukwenza eside ibanga izingcingo ukuze yamanani abaqotho;
• ukwedlulisela izimali eRussia nakwamanye amazwe;
• uthole amaphuzu ukuthenga izimpahla e umlingani izitolo.

Indlela ukuthola ikhadi lasebhange "Ummbila" by Euroset?

Izicelo izokwamukelwa e Salon yokuxhumana mobile nakunethiwekhi Pharmacy Doctor Stoletov. Esimweni sokuqala, ikhasimende kumele enze omunye lezi zinyathelo:

• ukuthenga izimpahla inani ruble ayizigidi 1 .;
• ukwenza $ 100 ekhadini nasesikhathini esizayo ukuchitha ke ukuthenga
• ukwakheka ukudluliselwa eyikhulu namashumi ruble.

Ukwamukela ikhadi blue Ummbila Umhlaba, udinga ukuvuselela i-akhawunti yakho nge. Ruble ayizigidi 3, futhi ngokushesha imali.

Online Doctor Stoletov ikhishwa uma iklayenti wenza omunye kwale mibandela elandelayo:

• Shintshanisa Isaphulelo ikhadi ekhemisi "Ummbila";
• Zuza izimpahla elibiza kuze ruble 1,000.
• Thenga ikhadi ruble 199.

Kuzo zombili lezi zimo, ikhasimende kufanele ahlinzeke iphasiphothi. Inqubo yokubhalisa kuthatha imizuzu 5. Ekuphetheni yayo phezu umnikazi ifoni iza SMS code. Wayelindele kukho konke okwenza nabanye sokusekela.

Indlela yokuthola i-credit card, "Ummbila" by Euroset?

Eceleni ukukhiqiza lokukhokha akudingekile. Kwanele isicelo loan ku ikhadi ekhona lasebhange "Ummbila" ngokusebenzisa isayithi eyodwa lamabhange umlingani:

• Ikhaya Kerede;
• Renaissance;
• Standard Russian;
• Mig-credit;
• Alfa-Bank.

"Ummbila" Ikhadi nge umkhawulo wesikweletu kuyinto jikelele. Ungayisebenzisa ukuthenga izimpahla Ngaboleka imali uthole amaphuzu.

Ukuqhathaniswa imigomo yesevisi

Ukuze credit ngokusebenzisa Euroset esitolo, udinga ukwethula ikhadi bese passport. Uma sivunyiwe, imali kweso uyasho ukuthi akhawunti. Bank Renaissance inikeza amakhasimende kakhulu evumayo izimo zokusebenza umkhiqizo "Credit Card" Ummbila. " Umsebenzisi Izibuyekezo ukuqinisekisa lokhu:

• grace period - kwezinsuku 55;
• umkhawulo ophezulu - ruble ayizigidi 300 ;.
• % Inani - kusukela 24,9% ngonyaka;
• inani inkokhelo encane - 5%, okungenani $ 100;
• inhlawulo kwemigomo yokukhokha - 750 ruble.
• umshwalense - kungenye inkonzo okungatholakala exhunywe kwi- yasebhange umkhiqizo credit card "Ummbila."

ehhovisi yangasese

Zonke abanikazi into yokukhokha angabuka umlando ibhalansi bese enze ukuthengiselana ngehhovisi yokukhokha kusayithi efanayo. Okokuqala udinga ukubhalisa ohlelweni. Ukuze wenze lokhu ekhasini eliyinhloko sesayithi kudingeka uchofoze isixhumanisi "Thola iphasiwedi" in the ewindini elisha, faka ikhodi enamadijithi-13 ibha ohlangothini reverse of the ikhadi kanye nosuku lokuzalwa somnikazi. Hamba ku-SMS yeselula nge password yesikhashana. Lokhu kuvula IKhabhinethi Personal, okungase uphathe i-akhawunti yakho futhi ubuke umlando. Credit card "corn" ikhiqizwa Mastercard. Through website ungakwazi uxhumano nomsebenzisi nezinye Into yokukhokha kohlelo efanayo futhi ulisebenzise ukuze ukudluliselwa osheshayo kwezimali emkhatsini akhawunti.

ukusetshenziswa Cases

• Kunoma Izitolo, izindawo zokudlela, amathilomu, amagalaji okudayisa ukuthi wamukele amakhadi MasterCard ongakhokhela amasevisi. Ukuze ukudluliswa ngamunye iklayenti uzothola 1% Inani lokuthenga ku-akhawunti ibhonasi. amaphuzu zanqwabelana ke ibe imali virtual engasetshenziswa ukukhokhela izimpahla umlingani izitolo: 10 amabhonasi = 1 ruble.
• Yenza imali Ukudluliselwa eRussia kanye CIS amazwe.
• Sebenzisa ikhadi izingcingo international ngokusebenzisa isevisi ye-IP wefoni.

Izici

Endabeni ukuthenga, intengo okuyinto lihlelwe ngendlela izimali zakwamanye amazwe, kukhona ukuguqulwa imali ngesilinganiso the CBR ngosuku lokuvumelana 2%. Bavimbe akhawunti. Ngemuva kokukhokha ne khadi ezidonswe ukuthengwa ukuguqula ngesilinganiso Central Bank of the Russian Federation usuku wamanje. Ngokusobala umbeki imali emuva ku-akhawunti.

Isibonelo: ikhasimende kukhokhelwe izimpahla angaphandle esitolo inthanethi 1 Meyi at $ 100 USD. Kulesi suku imisiwe izinga ruble 30 per $ 1 ebhekise kubanikazi bomuzi uzobe agodliwe :. * 30 + 2% = 3060 ruble 100. isiqinisekiso sokukhokha wafika ngo-May 5. Ngalolu suku, izinga kwaba ruble 30,1. Lokhu kusho ukuthi i-akhawunti izokhokhiswa: 100 * 30.1 = 3010 ruble. Umehluko 3060 -3010 = ruble angu-50 izovulwa.

amaphutha

Izinkinga eziningi kuphakama kusukela abanikazi khona neqiniso lokuthi akuyona inkinga bhalisiwe lesikweletu, "Ummbila." Izibuyekezo kwamakhasimende ukuqinisekisa lokhu. Phesheya, akubona bonke abathengisi ukwamukela amakhadi afana izinkokhelo. Ngakho ukuthi kukhokhelwe izimpahla esitolo angaba nezinkinga. Kodwa ukuze zikhiphe imali ATM kungaba. Ububi yesibili isidingo lifake izimali kuphela ngokusebenzisa zokuxhumana nabanye salon noma MasterCard. "Ummbila" by Euroset kungenziwa agcwaliswa nge-QIWI. kuthengiselana ikhomishana - 2% + ruble angu-20.

isiphetho

Credit card "Ummbila" - ithuluzi lokukhokha jikelele. It ingasetshenziswa ukuhoxisa ukheshi, ukukhokhela izimpahla kanye buthelela amaphuzu ngesikhathi. Ikhadi ikhishwe nokucwala The Messenger, Euroset, drugstores Doctor Stoletov. Ikhasimende angakhetha tariff inkonzo eziningana. Ayikho imali ikhomishana zidluliselwa kuphela ngokusebenzisa izitolo yeselula noma iboshelwe ngokusebenzisa iKhabhinethi siqu MasterCard ikhadi. Kwezinye izimo, iklayenti kuyodingeka bakhokhe 2-3% semali ukundlulisa umlamuli.