CFA isitifiketi - kuyini? ngezigaba CFA

It kuvela, le CFA-eqinisekisiwe (okungukuthi - esizoyicabangela esihlokweni) kuwubufakazi ezinkulu nakakhulu zamakhono ngaphandle MBA owaziwa, kodwa eRussia uzazi kancane. Nokho, ochwepheshe kakade wakwazi ukuqonda ukuthi yokugcina akulona isiqinisekiso enkulu ukuthi umsebenzi wakhe uzobe kugqugquzelwa indlela engcono kakhulu. Kodwa, njengoba sasinothando CFA, kuphephile ukuba abizwe ngokuthi umhlaziyi wezimali.

Inani walesi sikhungo

Degree Analyst lwezezimali ezingeni international (Chartered lwezezimali Analyst) ingenye abahlonishwa kakhulu emhlabeni. Ukuze uthole isitifiketi CFA, ukuqeqeshwa inikezwe American Institute. Ochwepheshe asebeqedile ke, kukhona emazweni angaphezu kuka-abantu abayizinkulungwane ezingamashumi ayisikhombisa 200 sika. Kodwa lezi abahlaziyi kulelizwe impela kancane. Ngokusho Jikelele Umqondisi Richarda Heynsvorta, ngubani kokubili ikhanda we-CFA Association eRussia, ibe yisibambiso bomsebenzi kuba CFA-eqinisekisiwe namuhla.

Hlobo luni yesiqinisekiso usizo ukuchaza omunye uchwepheshe, uKonstantin Demchenko, ekuphatheni inkampani "Everest Asset Management". Yena okholwa ukuthi ngaphakathi kohlaka lunye lifinyelele izinga eliphakeme ngendlela efanele futhi kuvela eziningi imininingwane ewusizo okudingekayo umsebenzi wesikhathi esizayo. I umhlaziyi kungase kudingeke inkampani, kungakhathaliseki ukuthi bakhetha yayo. ulwazi Specialist kukhona jikelele endalweni, angasetshenziswa emazweni amaningi ahlukene, izinkampani kanye nezimo.

Ukuze uqonde ukuthi kungani isitifiketi kungase kudingeke, nje sibheke izibalo phakathi kuso lesi sikole. ochwepheshe lwezezimali phakathi kwabo impela eningi, kodwa lwazi aluthola Kunjengokungathi bathinteka ngokoqobo. Ungaqiniseka ethola CFA-eqinisekisiwe, kwakuyonika inzuzo enkulu phezu izimbangi.

Lapho esendleleni eya e impumelelo

Nokho, ukuthola iphepha siyazise akuyona into elula. Ukuze ufaneleke ukuhlolwa kolwazi edingekayo isiNgisi kanye nesipiliyoni okukhethekile efanele. Kuze kube manje, zifezeke udinga okungenani iminyaka emine ukuze bakwazi ukuthola idokhumenti.

Kunzima sidlule izivivinyo ezintathu eziyovivinya kwelifa loonyana ulwazi theory mayelana kwempahla yokulinganisa nokuphathwa iphothifoliyo.

Usuku oqokelwe usuku lapho ukuhlolwa ukusebenzisa ngesikhathi esifanayo kuwo wonke amazwe. Ngaphambili, ngesikhathi kungaba isigaba esisodwa kuphela kwakufanele athathe indawo. Kodwa manje i-ithuba lokuba zinqobe nje bobabili. Ngakho-ke, isikhathi esincane akuyona odlulayo iminyaka emithathu, kodwa ababili. Labo abangavumelani ezisheshayo nge nokuqeqeshwa iminyaka eyisikhombisa. Kwakuthinta phakathi nalesi sikhathi, imiphumela odlule bazosala amandla.

amazinga Ukwahlukanisa futhi ukwenyuka kancane

Ngakho, cabanga ngalokho izihloko aphathwa ukuba ngamunye izigaba CFA.

Ezingeni kokuqala ulwazi evivinywa ukuhlolwa kanye nokuphathwa ukutshalwa kwezimali. Kuyadingeka ukuba afeze ekuhlaziyweni kwezezimali usebenzisa izindlela Macroeconomics futhi Microeconomics, izindlela zezinombolo, kube nekucondza ngalokufanako utshalomali, izimakethe zezimali, accounting. Lokhu ziqu kubhekwa siyisinqumo esinzima kunazo zonke, njengoba kungenzeka lapho izingibe okuthiwa. Kodwa-ke kuyoba lula ukuhambisa. Ukuhlolwa zingafundwa kabili ngonyaka, futhi lo msebenzi ikhishwa ngesimo ukuhlolwa.

Isinyathelo esilandelayo kuhilela kokuqhuba kwempahla ukulinganisa kanye nokuhlaziywa ezimali nemvelo. Abafakizicelo lolwati atholwe ezingeni eyedlule umkhuba. Kulokhu, udinga ulwazi olujulile capital emakethe theory, Central Bank, ukuqonda utshalomali, ukuze bakwazi ukubala inzuzo futhi ingozi, uma kuqhathaniswa nabangu amathuba okunye futhi unike izincomo abaphendula ngokunengqondo. Lokhu ukuhlolwa zingafundwa kanye ngonyaka.

Isinyathelo sokugcina kokuhlaziywa kanye iphothifoliyo ukuphathwa. Lapha abazobhapathizwa baqonde ngokucacile inqubo futhi kwenze kube sihluke kwencazelo Izinjongo, okulindele nemikhawulo utshalomali. Empeleni, kuleli zinga Kubonisa nekuvisisa izigaba odlule. Uyakukhonza kanye ngonyaka. Umsebenzi inezingxenye ezimbili, eyokuqala kuhilela izifundo mini-case, kanti eyesibili - imibuzo kumele iphendulwe ngesimo a eseyi emfishane.

Noma yini ukuthola?

Ezinye bezimali bayaqiniseka ukuthi imfundo yekhethelo wathola ngesiRashiya izikhungo zemfundo ephakeme, kanye nakho emakethe yasekhaya kubaluleke ngaphezu isitifiketi. Futhi kungenzeka ukuthi uqinisile. Abathole iziqu emanyuvesi ethu bayakwazi ukucabanga ngokunengqondo nokuxazulula imisebenzi enzima. Ngoba umhlaziyi, lezi zinto eziyisisekelo. Inamandla zezibalo ngesisekelo logic futhi ube impumelelo enkulu ngokushumayeza yokuhlaziya.

Nokho, abasekeli nezinye umbono bakholelwa ukuthi konke okwenzekayo eziphethe imakethe yomhlaba wonke, ngandlela-thile, njengoba kubonakala kula yethu. Ngakho-ke, konke kusebenza emhlabeni, kuyinto nezokusigcoba eRussia.

Ithola CFA kusho ukuqonda izinqubo wenziwa emhlabeni wonke. Futhi ekukhuleni kwabamemezeli nesithakazelo esikhulu sabantu siyenzeka eRussia. Lokhu kungaba liyokwahlulelwa ukwanda isibalo izicelo idokhumenti.

Ukuze balungiselele izivivinyo, awukwazi ngempela bebodwa. Kukhona lobulungu ngesisekelo zazo zifundisa nezifundiswa abasha. Nokho, ukuze sibe abaqeqeshwe, njengoba sikhumbula, udinga ulwazi oluhle olimini lwesiNgisi livela kwelesiLatini.

An ibhonasi eyengeziwe

Ebonisa imiphumela inhlolovo abaqashi mayelana ukuthi kubaluleke kangakanani ngabo ikhandidethi lowo CFA-isitifiketi, it is hhayi okucatshangelwayo njengokuthile okukhethekile. Abaqashi ukubona idokhumenti nje plus esengeziwe sokusiza isicelo ukuze uthole indawo athandwayo.

Ngakho-ke, umqashi uyaqonda ukuthi ikhandidethi kushukunyiswa kakhulu. Nokho, lokhu akusho ukuthi ngempela ukulingana endaweni ethize futhi akwazi ukwenza umsebenzi odingekayo.

Mhlawumbe kungcono Acca?

Ngesikhathi esifanayo, ejensi ukunxenxa bayaqiniseka ukuthi uma ukhetha kusuka izitifiketi Acca, CFA, okuthandayo uyonikwa ngowokuqala ngokusobala. Kwaba abaqashi bakhe bafuna ukwazi ukuthi iningi.

Isitifiketi kungadingwa kulabo nje ukuqala umsebenzi babo bomsebenzi. Labo ochwepheshe abaye kakade wakwazi ukwenza umsebenzi futhi ngaphandle kwalo, kungaba ngokuphelele ukubhekana nemisebenzi yawo esikhathini esizayo. Ngaphezu kwalokho, uma ikhandidethi kuphela at the stage of cwaningo, lolu lwazi kungenziwa waqonda ngisho njengesici esibangela i negative, ngoba inqubo Ungahudula iminyaka. Futhi cishe ujabulele ezingaba umqashi.

Kufanele yini silindzele kutsi ezothola imali eshisiwe?

Omunye umbuzo othakazelisayo ukuthi ochwepheshe nesithakazelo, enquma uthole Acca, CPA, CFA-eqinisekisiwe, Kuyaphawuleka ukuthi idokhumenti kuyobonakala iholo. Maye, njengoba umkhuba imibukiso, ikhandidethi akunakwenzeka zisuka kufanele silindele nomholo anda. Into esemqoka yilokhu inquma iholo, lokhu okuhlangenwe nakho kokuhlela namakhono. Nokho, uma izimfuneko ikhandidethi abazalwa izitifiketi ezifanele, Amaholo kakade ezihlongozwayo ephakeme.

Futhi ochwepheshe ngokwabo, imicengezi kwesitifiketi Acca, CMA, CFA, bazibone 30% ngaphezu kwalabo abangamazi izincwadi ezinjengalezi. Ngakho liziphathe nochwepheshe abaye ifundiswe iyiphi emayunivesithi adumile. Futhi kungokwemvelo. Ngemva kokuchitha imali eningi ku ukuqeqeshwa, ngifuna ukubala ukuze ngiphinde ngibabone.

Inzuzo lapho besekuhluphekeni

Yiqiniso, asikwazi alindele amaholo aphezulu ngesikhathi kunezinkinga. Ngesikhathi esifanayo umfakisicelo ithola inzuzo ecacile. Kodwa izimo ezibalulekile kanye nezinye. Uma inkampani ayizange ekuqaleni ukulikhokhela iholo ehloniphekile top-notch ochwepheshe, iningi uncamela a izicelo abasebasha nabangenakho okuhlangenwe nakho abazimisele ukusebenza imali encane.

isiphetho

Ngakho, kufanele aqondwe ukuthi CFA izitifiketi, ama-frm kanye nezinye ngeke kuthathe-off ukuqinisekisa isitebhisi umsebenzi. Ngesikhathi esifanayo, zisiza kakhulu bathuthukise amakhono abo futhi sifinyelele imigomo kalula okukhulu.

Kunezinto eziningi ochwepheshe yimpumelelo abamukele ukuqeqeshwa efanele nokuba isitifiketi CFA. Indlela uthole ke, ozifundile isihloko.

Kunzima ukuhamba lendlela. Nokho, abaningi engibathandayo sesidlulile, musa uzisole isikhathi esichithwa. Bakholelwa ukuthi ngokusebenzisa imfundo kwenza kwaba lula ukufeza loluhlelo. Ngesikhathi esifanayo, isitifiketi akufanele kuthathwe njengoba isiphetho ngokwakho. Kunalokho, kuyinto intuthuko zesikhashana maqondana emazingeni aphezulu.