Transit CTP: inqubomgomo lezinombolo zokuthutha umphakathi

Namuhla emigwaqweni ezweni lethu kukhona abashayeli abaningi ohlale kufanele uqaphe. Lapho uthenga imoto motor show umshayeli ngamunye ubophekile ukukhipha umshwalense. Lokhu kungenziwa ngqo esakhiweni, okuyinto ekahle kakhulu ngoba akudingeki ukuchitha isikhathi sifuna umnikezeli womshwalense wesikhathi okuthembekile.

Kulezi zinsuku, kukhona izinhlelo umshwalense abaningana, enye yazo ukuba sendleleni umshwalense CTP. Kuphoqelekile kubo bonke abashayeli futhi kuhlanganisa hhayi kuphela iqoqo esezingeni izingozi, kodwa futhi isinxephezelo sanoma yikuphi ukulimala ukuthi kuzokwenza umshayeli ukuba nabanye abasebenzisi bomgwaqo, abahamba ngezinyawo noma yiliphi iqembu lesithathu. Ngaphandle le nqubomgomo, wena nje kuphela ukwazi ukuthola isinxephezelo uma hit ngesikhathi kwehla ingozi yomgwaqo, kodwa futhi ukuthengisa imoto uma kunesidingo.

ulwazi olujwayelekile

inqubomgomo Transit MTPL, ngokungafani kuya umshwalense evamile has semthethweni kancane. Ukuba lolu hlobo umshwalense, ungahambisa ngokuphepha imoto yakho akuyona izinsuku ezingaphezu kwezingu-20. Ekupheleni kwaleyo nkathi, yomshuwalense idinga ukunweba noma esikhundleni.

Lapho ukuthenga noma ukuthengisa umnikazi imoto ubophekile ukuba agqoke noma ayikhiphe irejista futhi uthenge umshwalense. Ngakho, ngaphansi komthetho wamanje, uma imoto yathengwa okungenani izinsuku ezinhlanu ezedlule, ukunikezelwa kwama-umshwalense akuyona amaphoyisa omgwaqo saziso. Kuzo zonke ezinye izimo umshayeli ubophekile ukuba inqubomgomo futhi silibonisa abaqaphi oda eyicela.

CTP (zokuthutha umphakathi) we ngesithuthuthu senziwa ngendlela efanayo njengoba emotweni, futhi kudinga umnikazi imoto nokutholakala yesikhashana amakamelo. Ngemva izinombolo njalo yamukelwa, umshwalense zokuthutha umphakathi kuyofinyelela.

Lapho udinga ukuklama umshwalense?

Izibalo zibonisa ukuthi abanikazi izimoto ezintsha abangamaphesenti angu-70 amacala ezingozini zemigwaqo emavikini ekucala emva kokuthenga. Ngakho uma unquma uthole umshini omusha, kutuswa ngokushesha ukuthathelwa umshuwalense. Transit CTP kumele sikhishwe ngesikhathi ukuthengwa umshini, emva ukusayinwa inkontileka ukuthenga / ukudayiswa. Lokhu kubaluleke kakhulu ngoba ngaphandle umshwalense ngeke ukubhalisa imoto amaphoyisa omgwaqo, kodwa ngaphandle kwalo ukushayela akukho emthethweni futhi esibandakanya i isijeziso esifanele. Lapho sithengisa ukusebenzela imoto, imithetho efanayo, ngakho ukubhaliswa ubuye MTPL saziso.

Kusukela lokho nezingozi insures CTP?

Transit CTP kuhilela nokukhokhwa isinxephezelo yemali abayizisulu uma kwenzeka ingozi, okuyinto ezilimele impahla, ezempilo noma ukuphila. Ngokushesha kufanele kuphawulwe ukuthi akuwona wonke amacala awela isigaba umshwalense, ngakho isinxephezelo ikhokhelwa ngokufanele ngaso sonke isikhathi.

umnikazi umshwalense zokuthutha umphakathi bangalindela ihlawulelwa kulezi zimo ezilandelayo:

• uma umuntu obehamba achitheka phansi, ngenxa ulimele noma wafa;
• imoto bekulimele;
• Uye alimala ekuphileni noma impilo yomunye umshayeli noma abagibeli;
• Vikela impahla yomunye umuntu.

Transit CTP aluhileli ekukhokhweni isinxephezelo yemali kulezi zimo ezilandelayo:

• elithi ephelile kwenqubomgomo;
• abasebenzisi bomgwaqo, noma abahamba ngezinyawo wathola umonakalo okungezona yezimali kuphela, hhayi emzimbeni;
• umonakalo etholwe ngenxa iqhaza izinhlanga noma ukushayisana komhlaba imoto ukuqeqeshwa;
• ukulimala kwabangelwa hhayi imoto, futhi bebafaka ukulayisha.

Ngaphezu Kulezi zimo, ukukhokhwa isinxephezelo ayikwazi kwenziwe ngasiphi nezinye izingozi elicacisiwe inkontileka. Ngakho-ke, ukuze kungabi enkingeni, sincoma kakhulu ngokucophelela ukufunda nemibandela umshwalense zokuthutha umphakathi ngesikhathi sokubhalisa.

Ezinye izinhlobo isinxephezelo

Transit CTP sihlanganisa umonakalo umqashi, uma impilo noma ukuphila abangaphansi kwakhe kulezi zimo ezilandelayo yokulinyazwa:

• ilimale ngesikhathi yokulayisha athula;
• umsebenzi wathola ukulimala wezempilo kusukela trailer noma yimuphi omunye imishini efakwe kule moto;
• ngokulimala okudalwa izinto izinhlekelele zemvelo noma naziphi ezinye izimo, hhayi kuye umuntu.

Uma inani umonakalo idlula izinkokhelo umshwalense olulindelekile ke umonakalo ubophekile ukuba akhokhe le ngozi isigebengu.

Singakanani ngeke ukuthenga umshwalense zokuthutha umphakathi?

umshayeli ngamunye othenga imoto entsha, banesithakazelo izindleko zomshuwalense zokuthutha umphakathi MTPL. ERussia, intengo amasevisi umshwalense kulawulwa isimo, ngakho inqubomgomo ejwayelekile kubiza kubo bonke abashayeli okufanayo. Nokho, inani lokugcina kuzodingeka ukhokhe umnikazi wemoto kungahluka kakhulu ngayinye icala ngabanye. Lapho kubalwa izindleko zomshuwalense zokuthutha umphakathi ziyabhekelelwa lezi zinto ezilandelayo:

• nomthamo amandla iyunithi;
• ngxenye yezwe;
• ukushayela isipiliyoni;
• isikhathi lapho umshayeli akazange athole ngesikhathi kwehla ingozi yomgwaqo;
• abantu elicacisiwe inkontileka;
• seasonality.

Izinto eqolo ezithinta izindleko MTPL zokuthutha, amandla motor nokuthi uhlobo imoto. Futhi, ukucabangela kokunikwa into ekhethekile ukuthi ubeka isimo. Uma esiphezulu injini amandla ingeqi 50 Besebenzisa amahhashi, lokhu isilinganiso kuyinto 0.7, kuzo zonke ezinye izimo, isilinganiso - 1. Ngaphezu kwalokho, ubukhulu isici sithinta labantu e umuzi noma umuzana.

A yesibili, kodwa kubaluleke isici kuyinkathi lapho oyokwenziwa nokugcinwa imoto. Ehlobo lika-umshwalense zokuthutha umphakathi izobiza kakhulu ezishibhile ebusika, ngoba izimo isizini efudumele endleleni kungcono kakhulu, ngakho zomgwaqo kwenzeke okuningi ngokuncane.

Uma kungakapheli nonyaka owodwa neze ukuba sendleleni CTP yasetshenziselwa, "Rosgosstrakh" uzokhokha umnikazi wemoto isinxephezelo yemali e lemali amaphesenti ayisihlanu izindleko isamba inqubomgomo.

Ukwenza umshwalense-inthanethi

Ngenxa umsebenzi omkhulu futhi isigqi matasa kakhulu zokuphila kwanamuhla akubona bonke abashayeli nethuba ukuchitha isikhathi esiningi on ukuklanywa umshwalense. Ngakho-ke, izinkampani eziningi zinikeza amakhasimende abo ithuba abale izindleko yomshuwalense ku Imodi online. Kuyinto elula kakhulu, kusukela umkhankaso wokulwa ngomshuwalense kuzodingeka nje ukwazi inani eliqondile okumele zikhokhelwe lapho wenza inqubomgomo. Ekubaleni amandla iyunithi uyiswa ekamu amandla akhawunti nesipiliyoni ukushayela, le okuza zazo siphindwe Imali eyisisekelo futhi isimo umshwalense isici setha.

Lapho kubalwa umshayeli kuyodingeka ugcwalise ezifanele ifomu ku-intanethi ku-website ye inkampani yomshuwalense kanye ukunikeza yonke idatha ezidingekayo. Yonke inqubo ithatha imizuzu engaphansi kwemihlanu. Ngaphezu kwalokho, uma unemibuzo engeziwe, izinkampani eziningi zinikeza amakhasimende abo ithuba lokucela ucingo emuva.

Ukwenza inqubomgomo MTPL nge-Internet: imibhalo

Transit CTP e Novosibirsk, isibonelo, angasayindwa hhayi kuphela ehhovisi inkampani yomshuwalense, kodwa futhi ku-intanethi. Lesi sici Sekuqaliswe eminyakeni embalwa edlule futhi namuhla onobuhlobo funa okungavamile. Ukuze wenze lokhu udinga ugcwalise ifomu bese exhasa abasebenzi enkampanini yomshuwalense amakhophi ukuskenwa madokumende alandelayo:

• iphasiphothi;
• iphasiphothi lobuchwepheshe emotweni;
• ilayisense yokushayela;
• ikhadi ukuhlola;
• 4, ulwazi efomini.

Emva ukugcwalisa zonke izinkambu futhi uhlole ukuhlobana ulwazi oyifakile, ungathumela isicelo sokukhishwa umshwalense.

Isicelo ibhalisiwe, yini okulandelayo?

Uma ugcwalise ifomu inthanethi bese exhasa abasebenzi enkampanini yomshuwalense yonke imibhalo edingekayo, isicelo sakho sizothunyelwa ukuze ukucubungula. Lapho bonke imicikilisho engokomthetho ukubhaliswa izinombolo CTP zokuthutha umphakathi uzobe ihlelwa ukuphuma, le mibhalo elandelayo lizothunyelw nge-imeyili:

• inqubomgomo;
• ukushelela yokukhokha;
• inkontileka umshwalense;
• oxhumana nabo phakathi abamele umshwalense;
• amafomu kungenalutho ukuze ligcwaliswe uma kwenzeka ingozi.

Zonke lezi imibhalo kufanele njalo baphathe nabo, ngakho-ke kungcono ukubeka emotweni sika igilavu gumbi engangikulo.

Ukwenza umshwalense inthanethi: Walkthrough

Namuhla, ukwenza izinkokhelo ahlukahlukene kanye nokuthenga, kanye ukwenza umshwalense kuya ku-intanethi. Lokhu kuzodinga:

1. Bhalisa ku website esemthethweni inkampani yomshuwalense.
2. Gcwalisa ifomu.
3. Beka inkontileka yogesi.
4. Linda abasebenzi ucingo inkampani yomshuwalense ukuvunywa kwazo zonke izimo.
5. Khokhela umshwalense.
6. Thumela umshwalense imeyili ukuskenwa amakhophi irisidi.

Ukwenza umshwalense inthanethi - ke kuyashesha kakhulu, kulula futhi elula.

Ngingalutholaphi ukuthenga inqubomgomo MTPL zokuthutha umphakathi?

Hlela umshwalense zokuthutha umphakathi ukuze imoto yakho kungaba ngokuphelele noma iyiphi inkampani inikeza izinkonzo ezifanayo futhi ilayisensi. Ngaphezu kwalokho, ukuba ukuthathelwa umshuwalense imoto ngqo umbukiso auto, okuzokwenza ngikusindise eziningi ikhanda futhi konga isikhathi esiningi.

Uma wena umatasa kakhulu noma ukusebenza ngasekupheleni, udaba kungenzeka inqubomgomo elisendleleni amanxusa umshwalense, kodwa kulokhu kubalulekile siqaphelisise, ngoba akubona bonke izinkampani ezizimele abasebenza ngokwethembeka futhi kutfotjelwa umthetho osebenzayo.

isiphetho

umshwalense Transit - lena inqubo saziso okuyinto ngizodabula zenziwe yinoma imuphi umshayeli lapho uthenga imoto entsha. Nokho, isidingo ke kubangelwa hhayi nje ngenxa okufunwa ngumthetho, kodwa futhi ukuvikeleka yakho siqu. Phela, kungakhathaliseki ukuthi ukushayela isipiliyoni, akekho iphephile ingozi, ikakhulukazi umshini omusha, okusadingeka ukujwayela. Ngakho-ke, ukuthenga umshwalense, ungaqiniseka ukuthi insured wokulwa yimuphi izingozi ezingase zenzeke endleleni.

Kodwa ukuthi kungase kube yiqiniso, kunoma isiphi isimo, sizame siqaphelisise, ngoba impilo awukwazi ukubuyela mali.