Ngingakujabulela yini imalimboleko ikhophi iphasipoti, VAT SNILS?

Ukubolekwa kwemali futhi ukuboleka - wukuthi muva nje kuyadingeka kakhulu izakhamuzi eziningi. Nokho, le nqubo kuhambisana iqoqo ngempela uhlu enkulu izibambiso ezahlukene. Ezinye uyazibuza: Ingabe kungenzeka ukuthatha imalimboleko ikhophi iphasiphothi noma khona amakhophi namanye amadokhumenti? Futhi uma kwakungenzeka lokhu, kanjani futhi kuphi liqalise imibono ibe yinto engokoqobo? Konke lokhu, kuzoxoxwa ngakho kamuva. Eqinisweni, lolu daba linendima ebalulekile ngoba ababoleka eziningi.

Okudingayo

Okokuqala kuyodingeka uthole ukuthi yini imibhalo ayadingeka, isimiso, ukuthola imali-mboleko. Kungaleso sikhathi kuphela lapho enza (noma akusho) yenze umqondo ukukopisha. Wamaphepha nale nqubo ingaphezu kwanele. Ngakho uma ucabanga, ingabe kungenzeka ukuba ikhophi ipasipoti ukuthatha imali ngaphandle kwenzalo ukuze uqale ukuthola ukuthi yini uhlu izibambiso liyadingeka ukwethula ebhange ukusebenzisa amasevisi.

Akukho nzima ukukhumbula ayikho lapha. Okokuqala, kumelwe ngibonise noma yikuphi ukulangazelela yomazisi. Ngokuvamile kuba passport Russian. Uma kungaqali, akunandaba, kodwa amabhange abaningi bayenqaba ukukhipha imali ebhange. Okwesibili, kudingeka isicelo esibhaliwe loan, kanye nesitifiketi sakho engenayo (2-PIT, umlando umsebenzi, 3-PIT, lokukhokhisa, amasevisi izinkontileka). Okwesithathu, uzocelwa ukuba INN, SNILS futhi kamazisi yasebusosheni (samadoda engu-27). Ngaphezu kwalokho, kudinga isitifiketi somshado / isehlukaniso, ukuzalwa kwezingane, inkontileka umshado (uma ikhona). Uma une iphakethe okuphelele imibhalo, ubheke ukuba ibhange loan.

ikhophi

Yini manje? Ngokuvamile Yingakho-ke abantu: Ingabe kungenzeka ukuthatha imalimboleko ikhophi ipasipoti kanye Intela ID? Lena ngempela isithakazelo evamile okwaboniswa iningi lezakhamuzi. Phela, awusebenzi ngaso sonke isikhathi ukuthi kungenzeka kokuthumela idokhumenti yokuqala.

Ngomqondo onabile, akunzima ukuqagela lokho kukodwa ikhophi yimuphi umqulu alikho yimaphi amandla ngokomthetho. Mhlawumbe kungcono mbumbulu. Vele ephepheni lapho indaba ibhalwe phansi. Ngakho-ke, uma unentshisekelo, ukuthi kungenzeka ukuthatha imalimboleko ikhophi ipasipoti SNILS impendulo kufanele ibe Kucacile: kukhona akukwazi. Phela, kungenzeka ukuthi wena kwengobe. Iqhaza main udlalwa lapha ngenxa yokuthi lo amakhophi amadokhumende ngokwabo abanalo amandla ngokomthetho. Ngakho, ukusebenzisa ukuqaliswa ukuthengiselana ahlukahlukene ngeke isebenze. Ingabe ukuthi isisebenzi sasebhange uyosisusa ikhophi yokuqala, bese ulinamathisela iphakethe egcwele imibhalo. Kodwa ngenkathi iskripthi lisasebenza!

nesiqinisekiso

Kodwa lokhu isixazululo ezinkingeni zethu akugcini lapho. Kuyinto imfihlo ukuthi ikhophi kungaba kwasayinwa. Bese kuzodingeka okungenani ezinye umphumela. Isikhathi esining impela kuziwa lapho bengakwazi noma ungafuni ukwethula imibhalo yokuqala uma sisebenzisa kulabo noma elinye igunya.

Kungenzeka yini ukuthatha imalimboleko ikhophi iphasipoti, eyayihunyushwe eqinisekisiwe ngumuntu umphakathi ummeli olungisa izivumelwano? Uma sikhuluma iqiniso, umbuzo uwukuthi moot. Ayikho: Uma ningase nenze ngaphakathi komthetho, kuyacaca ukuthi kungenzeka ukuba uphendule futhi. Lapho isicelo loan noma imali-mboleko, kumelwe ngempela ukwethula kuphela okwangempela amadokhumenti. Ikakhulukazi iphasipoti, inombolo kamazisi wentela, futhi aphuphe, futhi lokho kusebenza kuwo izitifiketi imali.

Ngakho, ngisho noma unayo ikhophi eqinisekisiwe amathuba okuthola imisebenzi ebhange cishe ilingane no-zero. Kusuke kufanele kube njalo. Phela, eqinisweni nje ummeli olungisa izivumelwano uqinisekisa ukuthi ikhophi isebenza. Akakwazi ukufakazela Ngokwesibonelo ukuthi ngaphambi kokuba wayedabuka idokhumenti yokuqala. Ngakho ungamangali.

umkhuba

Kodwa siphila kuleli zwe lanamuhla. Futhi eRussia akuyona njalo konke kwenziwa ngokomthetho. Ngakho ngezinye izikhathi, ngizibuza ukuthi kungenzeka ukuthatha imalimboleko ikhophi iphasipoti, uzokwazi ukuba uthole impendulo omuhle. Ngokomthetho, njengoba kuye kwashiwo, lokhu akunakwenzeka futhi ngeke. Kunoma yikuphi, iyiphi nokuchibiyela imithetho egunyaza amakhophi amandla zomthetho athuthukile.

Kodwa umkhuba, kunokuningi okungakhulunywanga ngakho. Yebo, emabhange amakhulu nge amakhophi noma yimaphi amadokhumenti ngalutho - akukho inkampani ukuya empini ngenxa kanembeza ngeke ucabange wemfanelo omkhulu onjalo. Ngakho-ke, kukhona kakade njengoba lucky - nothile basuse futhi isebenza nabantu amakhophi, futhi abanye ungapheli. Ngokuvamile, yebo, wena ugijima ingozi ukwehluleka, kodwa futhi phezu kwesicelo sakho futhi kungaba ithemba. Akukhona nje iyafana eziningi okwangempela ngaphandle ukuphatha ukuthola imali-mboleko noma imali-mboleko.

lapho ukuya

Yini esingayenza ukuze ube namathuba angcono okuphumelela udaba lanamuhla? Singakwazi yini ukuthinta ikhophi ipasipoti ukuthatha loan? Siye sathola ukuthi, ngokomthetho, themba ukhona. Nakuba hhayi ngokugcwele hhayi kuzo zonke izimo. Noma kunjalo, kukhona iseluleko eyokusiza ekuxazululeni izinkinga.

Uma ufuna ukuthola impendulo omuhle umbuzo ukuthi kungenzeka ukuthatha imalimboleko ikhophi ipasipoti kanye namanye amaphepha emvume musa ukubhekana inkonzo izinhlangano ezinkulu namabhange. Kufanele le njongo, noma yangasese izinkampani, noma izinhlangano zezimali ezifana micro-loans (isibonelo, "Bystrodengi"). imiphakathi enjalo ngokuvamile hhayi kakhulu ukugxila imibhalo. Nokho, kukhona amathuba izinkinga esikhathini esizayo, isibonelo nge izinkokhelo. Kuyadingeka ukuba acabangele.

Khumbula: amabhange ezinkulu nge amakhophi amadokhumende ngalutho. Ungakwazi unamathisele ukuba isicelo, kodwa yokuqala namanje kuzodingeka nsuku saziso. Uma udinga esikhundleni iphepha Ikakhulukazi, wena kuqala ukukwenza. Futhi kuphela ke Yenza out loan.

imikhonyovu

Ngokuvamile, inkinga yethu zamanje yilezi nabakhwabanisi nesithakazelo. Basuke njalo ukucabanga ukuthi ungakwazi futhi bazishaye isifuba ngokuthi ikhophi yephasiphothi womunye umuntu. Ngokuvamile, njengoba sesibonile, nakanjani musa uthole impendulo. Ngomqondo onabile, kungenzeka, kodwa kunzima kakhulu ukuhumusha imiqondo ukuba lithathe isinyathelo.

Nokho, uma siphendukela inhlangano kwesokudla, futhi wena impela uzosinika imali. Ngakho, indlela entsha lokukhwabanisa. Bayanda izakhamuzi zithola ukuthi basuke "hung" imali, okuyinto ke kudingeka ukuba ibuyiswe. Ngo umkhuba noma mikrozaem noma imali nje hhayi kakhulu. Uma uqaphela ukuthi baye baba yisisulu ezinjalo kufanele ngokushesha ukufuna usizo emaphoyiseni. Zama ukukhumbula lapho waya nge ikhophi yephasiphothi yakho, kuyokusiza ukubamba izigebengu.