Kanjani ukuze uthole ezindlini zabo? ukuqasha Occupational

Namuhla, abantu abaningi, ngokuqasha ifulethi ukuze iqashwe ibhizinisi inzuzo ukuthi uyakwazi ukunikeza khona kuqhathaniswa ukhululekile. AmaRashiya abaningi ucabangela lokwakhela Umphakathi njengoba umthombo obengeziwe engenayo. Nokho, akubona bonke ngakho elula.

Labo abathanda umbuzo zendlela yokwenza emizini yabo, kudingeka uqonde ukuthi ine "izingibe" ayo emkhakheni ibhizinisi, ngakho-ke kubaluleke kakhulu ukuba kahle asondele udaba lwakho! Kungenjalo, awukwazi kuphela ukuthola inzuzo, kodwa futhi ezibonakalayo zathiya.

Ochwepheshe batusa ukuba bahlanganyele ibhizinisi eziqashisayo kulabo ungumnikazi impahla ezimbili noma ngaphezulu yokuhlala.

Ingabe ufuna ukufunda ukwenza nge ingozi sakugcina emakhaya abo? Kubalulekile lapha ukuze alandele imithetho ethile. Ake sihlole ngokuningiliziwe.

Ngokwanele ukuhlola izindlu yaqashiswa

Namuhla, kulendawo eziningi esahlukweni kuyinsakavukela khona, lapho ezindlini zabo izinyanga eziningana akuzona amakhasimende. Isizathu salokhu itholakala lokuthi ukuthi awufuni ukuba akhale abaqashi ezingaba inkulungwane ambalwa. Ngenxa yalokho, izindlu zabo akunalutho, futhi bengathathi imali kubo. Kubalulekile ukwenza izaphulelo kumakhasimende, ikakhulukazi uma izindlu ingekho enkabeni yedolobha futhi kungokwalabo Isikhwama ubudala.

Investments iyokhandwa

Uma unesithakazelo indlela yokwenza amakhaya, khumbula ukuthi kudingeka balungise njalo ezakhiweni, uya ukuthatha.

Believe me, ngoba lodonga entsha bese laminate flooring efulethini eyisakhamuzi uzimisele ukukhokha imali enhle. Ngakho i-mansion nge facelift kwakuyonika 10 000, ne-dolobha - ruble 15 000, alungisa kahle - zonke ruble 20 000. Lezi zibalo, yebo, ngaphansi kwemibandela ethile. Nalapha futhi, ukubaluleka irenti kuthonywa Eqinisweni, lapho isigaba izindlu. Ngokwesibonelo, uma wenza ukukhanda elula Khrushchev, ke udorozhit ke cishe 5%. Esikhathini isimo, uma kuziwa evroplanirovke ebhizinisini ekilasini efulethini, umnini wayo kungaba ngokuphepha ucele inani iqashwe ukuthi idlula 20% wemakethe. Kodwa uma into kungokwalabo esigabeni okunethezeka izindlu, okuyinto abanikazi usanda kwalungisa ku-okukhethekile design iphrojekthi, babenalo ilungelo ukucela kabili inani lemakethe intela imba. Nokho, ngo-mBhalo, ke akufanele kufuthwe isamba, kusukela isidingo zokuhlala ezifana lilinganiselwe.

izingozi

Labo abafuna ukwazi ukuthi bakha izindlu zabo, kudingeka sikhumbule ukuthi le ndawo yebhizinisi lihlotshaniswa izingozi ezithile. Eyokuqala yalezi kuhilela infliction umonakalo impahla yakho.

Yingakho kudingeka okungenani kanye ngenyanga ukuhlola lokho simo efulethini yakho, uma kungenjalo ezinyangeni eziyisithupha kuzodingeka bazilungisele umshini futhi ngezindleko zabo, ngoba abaqashi can Bebona kukhona okungahambi kahle, ukuhoxa esheshayo futhi zinyamalale i isiqondiso engaziwa. Ngaphezu kwalokho, kukhona amacala kwathi abalimi izenzo zabo umonakalo omakhelwane, futhi esimweni yezikhukhula noma umlilo, zonke izimangalo impahla kuyokulethela. Khumbula: noma ngabe isivumelwano ngokuqasha ifulethi lizoqukatha isimo ukuthi umonakalo edingekayo ukuze sivale lapho sisilela abaqashile, ukufezekisa lokhu kuyoba nzima kakhulu ngabo. Ngeshwa, ngo-umkhuba kwenzeka ngaleyo ndlela.

Lapho ukulethwa efulethini futhi ulungiselele ngengqondo yokuthi ngaso sonke isikhathi lezi zakhamuzi ukukhokha intela ngendlela esifike ngesikhathi. Futhi, kaningi kukhona izimo lapho efulethini alisetshenziswa ngezinhloso zokuhlala, futhi ukuhlanganyela emsebenzini emthethweni, okuyilona elisebenzayo futhi hhayi ekhuthaza kulendawo.

Ngokwemvelo, bonke laba izingozi kumele inikezwe ephepheni. Njalo siphethe nge ikontraga izakhiwo abaqashile njengoba amafulethi hati njengebhizinisi - ngempela into enzima.

Ingxenye enkulu kulendawo sikhathalela mayelana nalolo daba yokufelwa impahla kubangelwa iziqashi, ngoba uthathe ngaphambi kokungena esivumelwaneni nabo ibheyili, ilingana nenani yokukhokha njalo ngenyanga. Yiqiniso, futhi idiphozi - lokhu akukona sensindiso sakho sezimali, ngoba ngokuvamile umonakalo olwehlela 2000 zamadola, kuyilapho ukuzivikela ruble 25 000 kuphela. Noma kunjalo, irenti ezindlini isikhathi eside okuphoqelekile kumele ukunikeza lesi sinyathelo esibalulekile Ukuvikelwa.

Ngingayithola kanjani kuncishiswe ingozi?

Umninindlu kunengqondo ukucabanga mayelana umshwalense kwempahla, esebenza njengesikhali into sokuqasha. Kwezinye izimo, kuyasiza ukunciphisa izingozi impahla ezingavela ngenxa yomlilo, ukuqhuma, izikhukhula, okwenzeka ngokusebenzisa iphutha abaqashile. Ngokuvamile umshwalense ivala umonakalo odalwe ukweba kanye nokucekela phansi impahla. Futhi, inkampani yomshuwalense bayocabanga izindleko ezihlobene ukukhanda efulethini omakhelwane wakho, uma abaqashi bayo, ezifana nezikhukhula.

Noma kunjalo, i-umshwalense kwempahla - lokhu akulona panacea for izifo, njengoba ngokuvamile kubangelwa ukulimala ngokomthetho ayibhekiseli omunye umcimbi insured.

Kanjani ukuze kwandiswe inzuzo yakho?

Abantu abaningi bayabuza: "Indlela yokwenza imali ku-esiphezulu ingcebo"? Yiqiniso, ukuqasha zokuhlala isikhathi eside - it is a fixed oqine engenayo. Kodwa! Leli bhizinisi kungaletha imali eningi. Kulula kabi. Ungakwazi aqashe imizi ukuze iqashwe noma sikubeka commercial ingcebo isigaba.

Yiqiniso, lo mncintiswano ebhizinisini lanoma iqashwe nsuku zonke lapho, kodwa ukuthola injongo yaso isikhathi emakethe Kusengenzeka. Nokho, ukuqasha igumbi uthathe usuku olulodwa noma ezimbili, alungele yokuthi izidingo abantu abahlala kulo muzi efulethini kuyoba eliphakeme. Uzodinga ukuqinisekisa nokuhlanzeka esiphezulu nenduduzo. Ngokwemvelo, kulokhu, uyoba nezindleko ezengeziwe. Ngaphezu kwalokho kufanele banakekele amakhasimende cwaningo, ukuze kwatheleka yabo kwaba uzinze. Lokhu kuzosiza amasevisi zakho zokukhangisa.

izintela

Ukuhlela ibhizinisi eziqashisayo, ungakhohlwa ukuthi kuzodingeka ukunikeza ingxenye inzuzo yabo esimweni. Ngesikhathi esifanayo ukunakwa neziphathimandla yentela kubantu abahlala kuphela engenayo yekwentiwa, anda eminyakeni yamuva. Qaphela ukuthi ngokuthatha isikhathi eside ukunikeza entela ongabhekana nazo inhlawulo, ngakho-ke kungcono ukuthi izinto eziyingozi ukuba usomabhizinisi ezigcina umthetho.