Izikweletu futhi isibopho zezimali - Iyini? Ukugcwaliseka izibopho

Isibopho - kuba ubuhlobo wezomthetho uhlobo civil, Elandisa abacacisiwe abahlose ukuba afeze maqondana nomunye enikeziwe ukuzinikela. Lokhu kungaba ukudluliswa kwempahla noma inkokhelo ukubaluleka kwalo, ukukhishwa uhlobo oluthile lomsebenzi noma nokubuyiselwa izindleko ngenxa yomonakalo.

Ububanzi Izibopho

Isibopho - ke ingenye ifomethi ye ubudlelwano engasetshenziswa ezihlukahlukene izimboni kanye namasimu. Lapha ungakwazi ukukhuluma ngobuhlobo phakathi izinhlobo ezahlukene izinhlangano kanye izakhamuzi. Umqondo mediates nokuxhumana emkhakheni zokukhiqiza, ekwabiweni nokwabelana kwezamabhizinisi.

ubudlelwane Isibopho kwakhiwa ngesisekelo yokuthengisa izinkontileka, ukulethwa, kanye ngesikhathi ezokuthutha, ukwakhiwa bofeleba netinhlavu ngezinye izindlela eziningi. Esikhathini Uhlaka of ubudlelwano emakethe amasevisi ebhalwe ngenhla ngokusekelwe eBhayibhelini unganikezwa amabhizinisi kuphela kodwa futhi osomabhizinisi yangasese. Lokhu format ngokubambisana iyafaneleka uxhumano ne umnikelo, ukubolekisa kanye Ukukhishwa amandla ommeli. Isibopho - kuba ubuhlobo, engavela hhayi kuphela ezivumelwaneni kodwa futhi kwenzeka ngesisekelo nezinye izici nomthetho. Lapha ungakwazi ukukhuluma ukuthengiselana sohlangothi olulodwa ngezenzo nezokuphatha nokulimaza kwamanye amaphuzu, ukwakha amalungelo athile kanye nemithwalo yemfanelo.

abahlanganyeli izibopho

Njengengxenye izibopho ukwethula nakwabangenangqondo noma umuntu ungaphansi kwesibopho futhi umbolekisi, esesikhundleni ilungelo lokufuna. Ukwakheka sihlinzekela ubudlelwane icala futhi amalungelo ethu nezibopho e abahlanganyeli yabo. Ngakho, ngokuhambisana inkontileka kwi loan, umbolekisi unelungelo eligcwele kufunwe sokukhokhwa loan okweletayo ngemuva kokuphela kwenkontileka. Lapho ngayinye amaqembu ngokuhambisana inkontileka ekwabela yemfanelo maqondana abaphikisi, kubhekwa ukuba okweletayo iqembu lesibili futhi uthembisa ukwenza izenzo ezithile. Parallel ohlangothini asekelana nomuntu ayemkweleta, ngoba unelungelo zonke ukuthi zifune ukuqondiswa.

Njengoba isibonelo, cabangela isimo esaba khona. Lo mqashi wabe ngesimo nakwabangenangqondo kumelwe silondoloze impahla yaqashiswa zisesimweni elilungile. Umninindlu owenza umuntu ayemkweleta unelungelo ukuba zitshele ukugcwaliseka mzuzu eyisakhamuzi yakhe. Izibopho ingase ihlanganise hhayi kuphela ukuba khona izidingo, kodwa futhi khona izibopho ayemkweleta.

ubudlelwano nokulingana

Isibopho - format jikelele of ubudlelwano, okungathatha ingxenye njengoba pair of abantu, nokuningi. kungenzeka Ngezinye eziningi abantu zomthetho emelelwa ngefomethi ngokuhlanganyela kanye solidary. Ubuhlobo Equity - ifomethi ubambiswano, lapho ngamunye abanikazi bayo yangasese ukwenza umsebenzi othile kubekiwe inkontileka noma kudingwa izinhlinzeko zoMthetho isithembiso sakhe. Ngo ukungabikho ocacile yobukhulu wabelane ngakho noma umthetho, noma ngesisekelo inkontileka zonke izibopho futhi ahlukunyezwe ngokulinganayo basakaza.

ubumbano ubuhlobo

Kuyinto evamile ngempela nokuzinikela ubumbano. Ukuthi kuyini, zama ukuqonda kancane kancane. Leli fomu wokubambisana inikeza ukuthi umbolekisi unelungelo eligcwele owafuna kusuka ngayinye ngokuhlanganyela abanamacala izibopho ngokugcwele. Kungenjalo, ayemkweleta ngamunye ngokuhlanganyela inomthetho efanayo. Lapho omunye abanamacala ngokuhlanganyela uyazigcwalisa ngokuphelele zonke izibopho, bonke abanye kukhona sokuthola isithiyo. Izimangalo kungenziwa wazithoba okweletayo ngabanye noma bonke abanamacala ngesikhathi esifanayo.

Kangakanani ukusebenza nezibopho?

Wokukweleta - format of ubudlelwano, lapho enikeziwe ukuqaliswa athembekile azo zonke imisebenzi ukuthi kungathatha kuphela omunye izinhlangothi. Inkontileka ukuphoqelelwa uqiniswa ekugcwalisekeni esiqondile wonke amaphuzu okuvunyelwene. Ukuze ugweme ukwephula isivumelwano samukelwa ukusebenzisa isofthiwe.

Kuyaphawuleka:

• Udliwe. Kuyinto ethile imali ukuthi kuzodingeka akhokhe kweleti is umboleki uma kwenzeka ukuthi akusiyo kahle noma cha ukufeza ingxenye yayo yesivumelwano ngesikhathi esifanele.
• Bail. Le mpahla ethile eyigugu ukuthi idluliselwe ayemkweleta njengesiqinisekiso sokuthi okweletayo uzozigcwalisa nezibopho zayo ngesikhathi Uhlaka ecacile.
• Isiqinisekiso. Lokhu yilapho nakwabangenangqondo for ukusebenza nezibopho zayo sikuphoqelela umuntu wesithathu, ukulungele ukuthwala wonke umthwalo uma kwenzeka ukwehluleka wale mithandazo lokufeza ingxenye yayo yesivumelwano.
• Sasebhange. Kuyinto efanayo ukuze isiqinisekiso, kuphela kulesi simo indima third party izenzo njengoba isikhungo sezezimali uqobo.
• Ukugcinwa kuhilela khona impahla okweletayo kusuka umbolekisi ukuthi okwamanje lapho akazange ukufeza zonke izibopho zayo kwezezimali. Ilungelo leli engamiswanga inkontileka.
• Idiphozithi. Kuyinto inombolo ethile amafa ukuthi idluliselwe ayemkweleta njengendlela yokuqinisekisa ukuthi lo muntu obolekayo uzohlangana zonke izibopho zayo.

isibopho esiphelele

Isibopho - kuba lomthetho ubuhlobo uju amaqembu, ngaphansi enikeza umthwalo egcwele ye ukwehluleka ukuhambisana izingxenye ezithile inkontileka. Umthwalo inikeza kwezimo ezingezinhle yohlobo impahla. Lokhu ukwehla izinzuzo impahla ngenxa nokuvulwa umonakalo noma nokukhokhwa kwesijeziso. Njengoba isibonelo, icala elincane balance sheet. Lokhu kungenxa isidingo umthetho ngaphandle kwenkokhiso ngumqashi ku omningi amaholo imali eyengeziwe uma kwenzeka yokukhokha sekwedlule isikhathi noma esimweni lapho umsebenzi usebenza off inombolo enkulu amahora kuka kubekiwe inkontileka.

Uyini izikweletu?

inothi Promissory - ngamazwi alula singathi, irisidi - idokhumenti ngomumo ifomu mahhala, okuyinto uthola umbolekisi kusukela umboleki ngesikhathi kufakwa imali-mboleko noma imali-mboleko. Leli phephandaba, owawuthi ukusebenza ezibophweni kuzokwenzeka - idokhumenti lapho inani loan kuchazwa futhi labalwa isikhathi ukubuya. Lowo Mbhalo wangonyaka we ihlinzeka elingokomthetho lokubuthola ayemkweleta ukuqoqa lemali egcwele izikweletu kusukela umboleki ekupheleni partnership. Debenture ngempela kwenziwe uma kwenzeka ukuthi loan idlula izikhathi 10 amaholo.

Ezinye izici lobuchwepheshe

IOU noma inothi promissory engakaze ngokucacile yilezi fomu. Leli phephandaba kungenziwa okwethulwa lokubhalwa futhi igunyazwe yi-ummeli olungisa izivumelwano. Bobabili ifomethi idokhumenti namandla afanayo kwezomthetho, kodwa khona izimvu zamanzi kanye nesignesha onguchwepheshe uma kwenzeka enkantolo kweleti is hhayi ithuba kancane ukubaleka umthwalo. ukuzibophezela Ibhalwe kufanele ibe yonke imininingwane yesibonakaliso, kuhlanganise yokubhalisa kanye nekheli yokuhlala yangempela. IOU ebuyiselwa umboleki ngemva ukugcwaliseka kwazo zonke izibopho ngokugcwele. Lapho iqembu shies kude nezibopho zayo, uqale zomthetho. Uma ukuziba isinqumo senkantolo phezu ezahlukene esikhulu umboleki izinhlawulo.