Indlela ukubhala iplani yebhizinisi: amathiphu ambalwa esisebenzayo.

Uma une sina banquma ukuyeka abasebenza umalume yomunye futhi usethe okwabo - siyakuhalalisela kuwe ku lesikahle zokuphila kwakho! Ngokushesha waxwayisa ukuthi ngeke wenze ukuphila kwakho kube lula futhi ekhululekile - ngempela Kunalokho, wena ngoba waphelelwa nawubuthongo nokuphumula iminyaka eminingi, kodwa thina ukukuqinisekisa ukuthi ngemva kweminyaka eminingi, uzoba qiniseka ukuthi isinqumo ngesisekelo okwabo yikona okungcono zhizni.Odnako ebhizinisini lakho - lena akuyona umsebenzi engenziwa, njengoba ngezinye izikhathi kuthiwa, ngaphandle wokubala ezandleni zakhe. Ngakho-ke, nawe nakanjani kudingeka ukuhlela ikusasa inkampani. Umbuzo yemvelo kuphakama - indlela ukubala business plan, futhi yiziphi izinto okufanele kufakwe kuso? Yilokhu sizoxoxa ngani kulesi sihloko.

Okokuqala, injongo uhlelo yebhizinisi ukwethula lo somabhizinisi esizayo (kanye zimali kungenzeka lube nentshisekelo imali ikusasa inkampani) ulwazi ngendlela ecacile neqondakalayo mayelana nomsebenzi ohlongozwayo, izamba ledzingekako ukutshalwa kwezimali, izingozi, futhi afakwa izindleko, inzuzo, inzuzo, nenzuzo kanye payback.

Kukhona lwezimiso izinhlelo zebhizinisi, okuyinto alawule, kanjani ukubhala iplani yebhizinisi, yiziphi izinto okufanele kufakwe ke ngaluphi uhlelo. Njengomthetho, lezi zilinganiso kuphela ukushintsha isethulo idatha, kuncike kundlela odinga ngayo lelo kulungile ukuhlaziya abamele inhlangano, futhi njengoba okuqukethwe, izidingo ngoba zifana zonke amazinga.

Ukuqala ukuze uphendule lo mbuzo, kanjani ukubhala iplani yebhizinisi, sincoma ukuthi esigabeni sokuqala nokuqhuba ibhizinisi njengoba emfushane ngaphezulu ungacabanga ukuthi umqondo ibhizinisi lakho esizayo. Indlela ukukhethwa imibono kuwufanele ezindla, hhayi wetama kusebentisa umqondo sverhinnovatsionnuyu uma ungaqiniseki ukuthi umkhiqizo ekhiqizwa noma isevisi enikeziwe sizosetshenziswa funa kunalokho okusezingeni eliphezulu. Ngisho engxenyeni yokuqala, ebizwa nangokuthi i-CV, kuyafaneleka ukukhuluma izibalo ambalwa forecasted, ozithandayo zimali Ngokufuna okuzayo idokhumenti.

Ingxenye yesibili ye uhlelo siphakamisa ukuba achithe incazelo enemininingwane inqubo ukukhiqizwa futhi incazelo ka-product yakho yokugcina. Ngenxa yalokhu zimali yakho ngeke ngokushesha unombono ngalokho ohlela ukukwenza.

Kusukela engxenyeni yesithathu iqala raschety.Trety kwesigaba sincoma ukunikezela ukuhlaziywa kwemakethe, ngoba lokhu kudingeka uhlaziye ukusatshalaliswa ezindawo ka ukukhiqizwa futhi uthole lonke ulwazi emhlabeni emayelana labantu esifundeni target: yobudala, isakhiwo ubulili, izinga kanye nesakhiwo imali eyiphinda sabantu, izindlu nokunye okuningi . Ngenxa yalokhu uzokwazi ukuhlola izethameli eziqondiwe nomkhiqizo wakho. Ungabese ukunquma uhlelo imisebenzi marketing ukuheha abathengi.

Esigabeni sesine, uzodinga ukubala uhlelo zokukhiqiza esekelwe idatha ezitholakale nezithameli umthengi. Ngesisekelo inombolo kuhlelwe imikhiqizo uzokwazi ukubala iyunithi izindleko.

Iphuzu lesihlanu - ebaluleke kakhulu. Lokhu uhlelo lwezimali kuyinto ibhizinisi lakho. Uma ungazi kanjani ukuqamba finplan - ungazi kanjani ukubhala iplani yebhizinisi iyonke. Ngo ngokwezezimali , kuzomele ucacise zonke izindleko lenhlangano ibhizinisi futhi kwethulwa inqubo ukukhiqizwa, futhi kufanele uchaze izindlela yokuthola izimali ezidingekayo - utshalomali, imali ebolekiswayo ebhange, imali esiyongile sithenge yabo (kungenzeka ukuhlanganisa imithombo eminingana ngezabelo ezahlukene). Ngemva kokuchaza zonke izindleko, ukuya ohlelweni ezingenayo kanye ngesisekelo ukuqhathanisa lezi izinkomba ezimbili, balindele inzuzo inetha. Esigabeni yokugcina ukulungiswa uhlelo lwezimali kanye nokuqhuba ibhizinisi sisonke kufanele kube ukubala kwesikhathi payback ibhizinisi - ngesisekelo le nkomba, wena zimali yakho uzokwazi ukuqonda lapho imali emuva ngokugcwele, futhi inkampani uzoqala ukwenza inzuzo inetha.

Sithemba ukuthi ngemva kokufunda lesi sihloko, uzothola lahlani ukungabaza mayelana nendlela ukubhala iplani yebhizinisi. Inhlanhla kuwe futhi ibhizinisi lakho esizayo!