Ngazi kanjani ukuthi singakanani imali Sberbank kumephu. izixazululo Ezinhlanu inkinga

Nsuku zonke, inani bezikhungo Sberbank, okuyinto uvula i-akhawunti futhi wamukele ukwanda ikhadi. Ngamunye wabo kuyinto abasebenzi isikhungo sezezimali kutjelwa nemibandela ukubambisana, azisa nge yamanani amasevisi eyengeziwe ... kodwa lokho eyisisekelo kunazo - indlela ukwazi ukuthi kungakanani imali Sberbank ikhadi - ngokuvamile ungakhulumi. Ngakho-ke, kwabaningi kuba inkinga ukusetshenziswa ne-akhawunti yekhadi. wonke umuntu unelungelo lokunquma bebodwa, kuncike izici - Eqinisweni, kukhona ezinhlanu izindlela ukuba silinganisele ukuhlolwa, kodwa azoyisebenzisa ukuphi.

Ihlola ibhalansi ngokusebenzisa self-service ezikhumulweni

Ngokuvamile - abantu ikakhulukazi amadala - le enye imali esele ku-akhawunti is bangenile terminals kanye ATM. Ngenxa yale njongo, idivayisi kuyadingeka ukuze ufake ikhadi bese ufaka i-PIN khodi, bese ukhetha "Balance" kumenyu. Kuyaphawuleka ukuthi zonke self-service ezikhumulweni Vumela azi ibhalansi Savings Bank ikhadi njengoba isheke, wabopha ngabhande linye izinombolo esikrinini zedivayisi. Futhi uma esele qapha ingabonwa mahhala, impendulo ephepheni Ungasusa myalo, ngakho abaningi bakhetha ukusebenzisa inketho kuqala.

A amazwi ambalwa kufanele kusho ukuthi le ndlela ye kokuhlola ibhalansi ye-akhawunti ilula, kodwa ngaso sonke isikhathi elula, ngoba Sberbank ATM noma ukugcina kungenzeka ingabi eseduze. Yiqiniso, ungasebenzisa idivayisi nezinye izinhlangano zezimali, kodwa-ke imali eyengeziwe kungenziwa emalini akhawunti.

Indlela yokuthola ukuthi ibhalansi ye-akhawunti ebhange?

Indlela elula ukulawula siqu izimali kumephu kulabo amakhasimende bukhoma eduze ebhange igatsha. Bamane zisebenze omunye wabasebenzi yabo ngaphansi koMnyango abantu ngokomzimba kanye nobufakazi ungubani, futhi ukuthola ulwazi oludingekayo. Futhi i-akhawunti enemininingwane inganikelwa kokubili ngomlomo kanye anyathelisiwe, futhi ngenxa yanoma yisiphi isikhathi. Kodwa ngaphambi kokuba wazi ukuthi ingakanani imali Sberbank ibalazwe kuze kube manje, noma oda umbiko ukuhamba izimali, kubalulekile ukuhlola nge izindleko lobuchwepheshe lolo sizo. Kungenjalo, ngisho noma ukungavumi akhokhe ikhomishana izobe isidonswa kusuka ku-akhawunti. Uma inani lemali edingekayo okwamanje ekhadini alikho, ukudluliswa ezizokwenzeka ngemva gcwalisa.

Okunjalo indlela lokulawula kukho, nakuba elula, kodwa futhi ngeke ngempela elula, ngenxa yokuthi akubona bonke izimo zivuma ukuma emigqeni nokusaphaza eziyigugu sikhathi. Futhi-ke hamba phambili ...

'Banking Hambayo "

Kuze kube manje, kunzima ukuthola othile ongenayo usebenzisa umakhalekhukhwini - abayikho ngisho nezingane zesikole kanye nabahola impesheni, okusho ukuthi cishe yonke amakhasimende ebhange. Nale divayisi zokuxhumana ukuthola malini imali Sberbank ikhadi kulula, nje uthayiphe umyalo ofuna, bese uthumela i-SMS eyodwa yezinombolo yebhange.

Nokho, ngaphambi kokuba ukusetshenziswa le ndlela, ukulawula akhawunti, ikhasimende kumele contact ilungu zezimali nesikhungo futhi ukuxhumana isevisi "Mobile Banking". Ezinyangeni zokuqala ezimbili, ibhodi ngeke kususwe inkonzo, kodwa yesithathu kuzoba ruble angu-30 njalo ngenyanga.

Ihlola esele Savings Bank kumephu ngokusebenzisa imiyalo yomlomo: BALANCE, OSTATOK, BALANS, BALANCE noma BALANCE. Ngaphezu kwalokho, ekupheleni noma imaphi kulawa magama (ngaphandle izikhala) kuzomele sifake zokugcina ezine zenombolo ikhadi, uma ikhona, e khona eyodwa. Kulabo amakhasimende unama-akhawunti amabili (noma ngaphezulu), iqembu kufanele usebenzisa izinombolo ezinhlanu zivuliwe.

Thumela i-SMS nge ibhalansi, yezimanga isicelo nenombolo iDemo 900 noma kwenye amafoni ezihlinzekwa ebhange. Kungakapheli nemizuzu ethile, ikhasimende uthola impendulo yakho yombuzo mayelana nendlela azi ukuthi yimalini okungukuthi kumephu ye Savings Bank: kuziwa SMS-umlayezo nge ethize ulwazi mayelana nesimo akhawunti okwamanje. Ngamanye amazwi, umbhalo liqukethe ulwazi mayelana nenani ovumelekile umkhawulo kwezimali ukuthi umuntu ikani ukusetshenziswa ngesikhathi sabo ngokubona.

Ngingasitholaphi Imininingwane kumephu usebenzisa ifoni (Indlela 2)

Wonke umuntu okungenani kanye yakhelwe ikhadi ebhange, uyazi ukuthi kukhona ikhodi ethile izwi ngawo opharetha singakwazi ukubona ukuthi ungubani ikhasimende ngesikhathi ingxoxo yocingo. Sibiza lesi simo ngokuthi ikhodi abasebenzi weemali, iklayenti uzothola izimpendulo ngokugcwele hhayi kuphela zemibuzo ngalokho inani ibhalansi ye-akhawunti noma yimalini uya ekhadini - liphinde izonikeza umbiko eningiliziwe kwemali.

Ukusizakala le ndlela elula futhi samukelekile lokulawula nezimali ezinkulu, kubalulekile ukubiza ibhange sika Nokunakekela Ikhasimende enmbololweni eziboniswe ebalazweni.

"Sberbank Online"

Futhi impendulo yokugcina umbuzo kanjani ukufunda, kangakanani imali Sberbank ikhadi iku-intanethi. It okungukuthi ngokusebenzisa umhlaba wonke web iklayenti uyakwazi ukulawula kwakhe akhawunti ngokugcwele. Isikhathi esijwayelekile yokuxhuma iyisevisi ikhokhwe, "Sberbank Online", awukwazi kuphela ukuthola ibhalansi ye-akhawunti ngesikhathi sangempela, kodwa futhi ukuba eyodwa-off izinkokhelo futhi ehlelekile. Ngaphezu kwalokho, le sevisi umuntu ukuba ashintshe zabo ukufinyelela amakhodi kumephu, kanye, uma yokulahlekelwa yayo, nje ukuvimba akhawunti. Kepha ukulinganisela, kungabonwa ku ekhaya khasi "Amakhadi nama-akhawunti", okusho okungukuthi kakhulu elula kulabo abaye abangakayitholi isikhathi sokufunda zonke intanethi imisebenzi.

Ukuze kusebenze isevisi futhi uthole iphasiwedi yesikhashana ukuze ungene ngemvume, kuzomele zisebenza kunoma yikuphi legatsha le Savings Bank. Lapho, ochwepheshe kusebenze uhlelo nokuchaza izimo eziyisisekelo emsebenzini wayo. Kungaleso sikhathi kuphela lapho okufakwayo kusuka kunoma iyiphi iklayenti PC bazokwazi ukufeza bebodwa.

Nomaphi okokukhetha ukuhlola esele noma wakhetha umnikazi ikhadi, ngamunye wabo ngeke uthole ukwaziswa okuningiliziwe ngalolu daba.