Yini Engcono: Ukuthenga Ibhizinisi Elikulungele Noma Ukuvula Ibhizinisi Lakho Nge "Zero"?

Uma unesifiso nemingcele yezezimali, ungase ube nombuzo wokutshala imali ngokulungele (ukuthenga ibhizinisi elungile) noma ukudala ibhizinisi kusukela ekuqaleni. Ake sicabangele kokubili okukhethwa kukho.

Ake siqale ngokudala ibhizinisi kusukela ekuqaleni. Empeleni, okokuqala udinga ukwakha uhlelo lweBhizinisi, yenza izibalo ezilinganiselwe (ngokwenza njalo, ngokuvamile zihlukile), thola indawo, uthenge imishini, thola abahlinzeki, thola amakhasimende, uthole futhi uqeqesha abasebenzi, uchithe yonke inzuzo ngokwakho kuze kube yilapho uhlala unomphela Ochwepheshe. Yenza iqoqo lamaphutha. Ngalokho, kuzodla izinto eziningi zezimali nezesikhathi. Lokhu kuzonikeza ulwazi oluthe xaxa nokuqonda okucacile, okwenziwe ekuhlangenwe nakho kwabo, indlela yokudala ibhizinisi kusukela ekuqaleni. Lolu khetho lungcono kakhulu kulabo abathanda ukudala into entsha, futhi akunandaba nomphumela, noma kulabo abenza ibhizinisi, ngokushoyo, kwabanye.

Futhi izinto zihamba kanjani ngokuthenga ibhizinisi elenziwe ngomumo? Lapha konke kunzima kakhulu. Njengoba ibhizinisi selivele ligijima okwesikhashana, amaphutha amakhulu asevele azinikele futhi aqondiswa, khona-ke ungakwazi ukubuka imiphumela. Kukhona kakade abachwepheshe abawazi ibhizinisi labo. Kukhona umnikazi ozokwenza lolu daba lusebenze ngesikhathi esifushane. Ebhizinisini eliphelile, sekukhona abahlinzeki abavamile, amakhasimende anikeziwe kahle, izinqubo zebhizinisi, nakuba kungenjalo ngaso sonke isikhathi ngekhwalithi enhle. Inzuzo ingaqala ukuthola, njengomthetho, ngenyanga yokuqala yesibili. Lapha, umsebenzi oyinhloko uzoba ukuguqulwa kwezinqubo zebhizinisi eziyinkimbinkimbi, i-spinup eyengeziwe yokwandisa ukugeleza okungenayo. Gcina ukulinganisela. Lolu khetho lungcono kakhulu kulabo abafuni ukuchitha isikhathi, futhi bafuna ukuthola manje. Labo abathanda ukuthuthukisa ikhwalithi, ukukhwabanisa izinqubo. Labo abadinga ithuluzi lokusebenza.

Kuzo zombili izimo, ungasebenzisa ochwepheshe ngokufana nenkampani edayisa ibhizinisi elenziwe ngomumo BBsInfo (BBC). Esikhathini sokuqala, bazosindisa isikhathi nemali ezigabeni zokuqala zokubala nokutshala izimali. Yakha ukusakaza okungenayo nomnyango wokuthengisa. Esikhathini sesibili, uzokwazi ukukhetha ibhizinisi elithakazelisayo, lihlole, lihambisane nokuthengwa kokuthengwa, ucabange zonke izinhlobo ze-nuances zokudlulisela ibhizinisi. Kuzosiza ukunciphisa izindleko, ukwandisa ukugeleza kwamakhasimende, ukuphulukisa umnyango wokuthengisa.

Kusukela, lapho uthengisa ibhizinisi elenziwe ngomumo, izinkinga zokukhwabanisa zingase ziphakame, uma kungenaso isipiliyoni ngezinkomba zokuhlola, ukukhungatheka nokuhlanzeka ngokomthetho, ngokuvamile izimali zimali ezifanele ziphendukela ezinkampanini ezinjengebhizinisi le- BBsInfo elenziwe ngomumo . Lokhu kusindisa isikhathi ekutholeni ibhizinisi elifanele nokuhlola. Njengoba umsebenzi oyinhloko wezinkampani ezithengisa ibhizinisi elungile ukukhetha iziphakamiso zekhwalithi, zihlole ukuthi zenzelwe yini inzuzo yangempela nokuhlanzeka ngokomthetho, kanye nokusekela ukuthengiselana kokuthengwa nokuthengisa amabhizinisi (ukugwema ukukhwabanisa nokucabangela zonke izinhlobo ze-nuances zokudlulisela ibhizinisi, futhi ungaphuthelwa yimiphi imininingwane Ukuze uvikele izinhlangothi zombili kunoma yikuphi ukukhathazeka okungase kuvele ngemuva kokuthengiselana kuqediwe), kwinkampani yeBsSinfo, ngokuqondisa ngalunye, ochwepheshe abahlukene basebenzela lokhu: abadayisi bebhizinisi, abacwaningi, abameli.

Ake sicabange ngenhloso yokuthenga nokudala ibhizinisi ukuphelela. Okokuqala, kuwumthombo wemali engenayo. Imali eyisisekelo noma eyengeziwe. Lokhu kungaba kokuthola izimali ngokuqondile ebhizinisini ngokwayo, nokuthola imali engenayo kusukela ekudalweni nasekuthengiseni okuqhubekayo ibhizinisi elenziwe ngomumo, ibhizinisi elibizwa ngokuthi i-turnkey. Noma ukuthenga ibhizinisi ngokusebenza okungalungile noma okujwayelekile, ukuyibuyisela ibe yimpumelelo, ngokusebenzisa izimali ezengeziwe zokutshalwa kwezimali kanye nokuhlehlisa izinqubo zebhizinisi nokuvuselela okuqhubekayo. Lokhu kuvame ukuqhutshwa yizinkampani zokutshala izimali noma izinkampani eziqhamuka phambili ezikhethekile amabhizinisi amasha ngokuyisisekelo, ukuqala-ups.

Umgomo olandelayo kungase kube ukutshala kuzihlobo nabangani. Ukuthenga ibhizinisi kubantu abaseduze ukutshalwa kwemali okuhle emfundweni nasekuthuthukiseni. Futhi bazohlala behlala emnyama - bazokwazi ukuthola ukugeleza kwemali, noma okuhlangenwe nakho okuyingqayizivele, futhi kokubili kungenzeka. Ngokuvamile umgomo onjalo ulandelwa abazali abanothando noma amadoda.

Okuqhubekayo ohlwini kukhona iphupho, ukuzilibazisa, ibhizinisi ozithandayo, ukuzilibazisa. Kulesi simo, ngokuvamile ukuzilibazisa okuthandayo kuphenduka ibhizinisi. Noma ngabe ibhizinisi elungile likhethiwe kakade ngaphansi kwezintshisekelo nokuzilibazisa, okwenza kube nokugcwala kokuphila nokuziqhenya.

Ungakwazi ukuchaza okukhethwa kukho ngezinhloso, kodwa kunoma yikuphi, yakha ibhizinisi ukuqala noma ukuthenga ngomumo, xhumana nochwepheshe noma wenze isengozini yakho - ukukhetha kungokwakho. Kubalulekile kuphela ukuyeka ukwesaba futhi ukhumbule ukuthi lokhu ngokuyinhloko kuyinto enhle kakhulu.

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